657 Elm St, Coshocton, OH 43812 Property Records

Coshocton County property record for 657 Elm St, Coshocton, OH 43812

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,824 sqft · built 1915
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Jan 2016)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Jul 2015 Line of Credit Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004127-2`

Property Details

APN / Parcel Number

Primary APN	`004127-2`
Alternative APN	`0430000044500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,824 sqft Total Area
1st Floor Area	1,008 sqft
Upper Floors Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,350 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004127-2
Street Address	657 ELM ST
City	COSHOCTON
State	OH
Zip	43812-2128
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	IN-LOT 612 49 X 150
Legal Subdivision	THOMAS C RICKETTS ADDITION
Legal Lot Number	612
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2019
Census Tract	961500

Owner

657 Elm St, a triplex, is owned by an individual who bought it in January 2016.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	13290 PEAR ORCHARD RD, DRESDEN, OH 43821-9707
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2015	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK
Oct 31, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2016 · Amount on File
Deed Sale	Jan 28, 2016 · Amount on File
Deed Document Number	2016357
Deed Book / Page	692 / 842
Record Updated	Jun 8, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	657 ELM ST, COSHOCTON, OH 43812-2128
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000674/400
Date	Jul 1, 2015
Book Page	674/400
Instrument	201500002586

Lender

Name	THE HOME LOAN SAVINGS BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jun 24, 2016

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 31, 2025
Property Address	657 ELM ST, COSHOCTON, OH 43812-2128
Document Number	00808/5414
Book / Page	808 / 5414
Map Reference	MB 1 PG 135
Instrument Date	Oct 28, 2025
Instrument	202500004530
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13290 PEAR ORCHARD RD, DRESDEN, OH 43821-9707

Tax Assessment & Valuation

The 2025 property tax bill for 657 Elm St was $1,386, up 122.5% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (+122.47%)	$14,760 (-) Land $3,980 Building $10,780	$42,160 (-) Land $11,360 Building $30,800
2024	$623.00 (-26.88%)	$14,760 (+27.44%) Land $3,980 Building $10,780	$42,160 Land $11,360 Building $30,800
2023	$852.00 (+5%)	$11,582 (-) Land $3,059 Building $8,523
2022	$568.00	$11,582 Land $3,059 Building $8,523
2021			$33,090 Land $8,740 Building $24,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 657 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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