656 Elm St, Coshocton, OH 43812 Property Records

Coshocton County property record for 656 Elm St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1920
Lot Size	0.13 acres (5,664 sqft)
Owner	Company Name on File
Last Sale	$329,800 (Apr 2024)
Tax Bill	$737 (2025)
Deeds & Mortgages	Apr 2024 Sale & Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`004297-9`

Property Details

APN / Parcel Number

Primary APN	`004297-9`
Alternative APN	`0430000212100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	468 sqft
Basement Area	234 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,664 sqft (0.13 acres)
Lot Dimensions	118 ft deep x 48 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004297-9
Street Address	656 ELM ST
City	COSHOCTON
State	OH
Zip	43812-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 451 48 X 118 00 DOC 4032
Legal Tract	1
Legal Lot Number	451
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2018
Census Tract	961500

Owner

656 Elm St is owned by a company that bought it in April 2024.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Company Name on File
Mailing Address	4780 S EDINBERGH DR, ZANESVILLE, OH 43701-9578
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Line of Credit BELMONT SAVINGS BANK
Feb 23, 2023	Warranty Deed, Transfer OHIO REAL TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Jan 26, 2016 · Amount on File
Deed Document Number	20241136
Deed Book / Page	800 / 3055
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Apr 8, 2024
Property Address	656 ELM ST, COSHOCTON, OH 43812-2129
Document Number	00800/3055
Book / Page	800 / 3055
Map Reference	1 127
Instrument Date	Feb 28, 2024
Instrument	202400001136
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	OHIO REAL TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MUIRWOOD DR, ZANESVILLE, OH 43701-6445
Investor	Possibly a Property Investor

Mortgage

Document Number	00800/3060
Date	Apr 8, 2024
Book Page	800/3060
Instrument	202400001137

Lender

Name	BELMONT SAVINGS BANK
Type	Bank
Address	3301 GUERNSEY ST, BELLAIRE, OH 43906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Feb 23, 2023
Property Address	656 ELM ST, COSHOCTON, OH 43812-2129
Document Number	00794/5421
Book / Page	794 / 5421
Map Reference	MB 1 PG 127
Instrument Date	Feb 3, 2023
Instrument	202300000659
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	OHIO REAL TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9570 ZION RIDGE RD, CHESTERHILL, OH 43728-9076

Tax Assessment & Valuation

The 2025 property tax bill for 656 Elm St was $737.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00	$16,040 Land $3,540 Building $12,500	$45,810 Land $10,100 Building $35,710
2023	$597.00 (-3.4%)	$12,601 (-) Land $2,720 Building $9,881
2022	$618.00	$12,601 Land $2,720 Building $9,881
2021			$36,000 Land $7,770 Building $28,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 656 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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