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657 E Main St, Chillicothe, OH 45601 Property Records

Ross County property record for 657 E Main St, Chillicothe, OH 45601 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage2,738 sqft Living Area
Lot Size9,949 sqft (0.228 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2007)
Tax Bill$2,019.00 (2025)

Owner

Source: Ross County records · APN 30-54-40-015.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address657 E MAIN ST, CHILLICOTHE, OH 45601-3503
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Feb 15, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2007 · Amount on Record
Deed SaleFeb 20, 2007 · Amount on Record
Deed Doc Number20071653
Deed Book / Page340 / 1474
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address657 E MAIN ST, CHILLICOTHE, OH 45601-3503
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 E MAIN ST, CHILLICOTHE, OH 45601-3503

Mortgage

Document Number0005715942
DateNov 14, 2023
Book Page571/5942
Instrument202300007523
Lender
NameWESBANCO BANK INC
TypeBank
AddressCHILLICOTHE, OH 45601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 13, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address657 E MAIN ST, CHILLICOTHE, OH 45601-3503
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005020145
DateFeb 15, 2017
Book Page0502/0145
Instrument201700001131
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term277 Months
DueMar 01, 2040

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionScioto Township
MunicipalityChillicothe City
Unified School DistrictChillicothe City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,019.00 (+20.97%)$65,860 (+27.96%) Land $8,050 Building $57,810$188,160 (+27.94%) Land $23,000 Building $165,160
2024$1,669.00 (-3.08%) Homeowner's exemption Senior Citizen's exemption$51,470 (-) Land $8,050 Building $43,420$147,070 (-) Land $23,000 Building $124,070
2023$1,722.00 (-1.09%) Homeowner's exemption Senior Citizen's exemption$51,470 (-) Land $8,050 Building $43,420
2022$1,741.00 Homeowner's exemption Senior Citizen's exemption$51,470 Land $8,050 Building $43,420$147,070 Land $23,000 Building $124,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ross County (39141C), updated December 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN30-54-40-015.000
Alternative APN
  • 544001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,738 sqft Living Area
Gross Area4,033 sqft Gross Area
1st Floor1,402 sqft 1st Floor
2nd Floor1,336 sqft 2nd Floor
Basement Area1,193 sqft Basement
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeBrick Construction
Roof MaterialOther (not Classified) Roof
Lot Area9,949 sqft (0.228 acres)
Depth X Width199 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Patio Area270 sqft Patio
PorchEnclosed Porch
Lean-To300 sqft Lean-To
Pole Structure600 sqft Pole Structure

Utilities and HVAC

Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number544001
Street Address657 E MAIN ST
CityCHILLICOTHE
StateOH
Zip45601-3503
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description657 E MAIN ST RES WATTS 2 50X199 54-40- 15 17-3-225
Legal SubdivisionCHILLICOTHE
Legal Lot Number2
JurisdictionROSS OH
Minor Civil DivisionSCIOTO
Census Blockgroup3
Census Block3001
Census Tract956400

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