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649 E Main St, #560-94, Chillicothe, OH 45601 Property Records

Ross County property record for 649 E Main St, #560-94, Chillicothe, OH 45601 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,112 sqft · built 1930
Lot Size0.228 acres (9,949 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Dec 2022)
Tax Bill$3,172 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN30-54-40-014.000

Property Details

APN / Parcel Number

Primary APN30-54-40-014.000
Alternative APN
  • 544001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
Gross Area2,810 sqft
1st Floor Area1,302 sqft
2nd Floor Area590 sqft
Upper Floors Area570 sqft
Basement Area698 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeBrick
Roof MaterialOther
Lot Area9,949 sqft (0.228 acres)
Lot Dimensions199 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number544001
Street Address649 E MAIN ST, 560/946
CityCHILLICOTHE
StateOH
Zip45601-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description649 MAIN ST 560/946 RES WATTS 1 50X199 54-40- 14 17-3-224
Legal SubdivisionTHOMAS A WATTS
Legal Lot Number1
JurisdictionROSS OH
Township / Civil DivisionSCIOTO
Census Block Group3
Census Block3001
Census Tract956400

Owner

Source: Ross County records · APN 30-54-40-014.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
HOMELAND CREDIT UNION
Feb 24, 2026Intrafamily Transfer, Transfer
Dec 08, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMELAND CU INC
May 20, 2022Survivorship Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2022 · Amount on Record
Deed SaleDec 08, 2022 · Amount on Record
Prior SaleMay 20, 2022 · Amount on Record
Deed Document Number20229230
Deed Book / Page565 / 1158
Last Transfer DateFeb 19, 2026
Transfer Doc0005893254
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Recording DateApr 08, 2026
Property Address649 E MAIN ST, 560/94, CHILLICOTHE, OH 45601-3503
Document Number0000002378
Book / Page590 / 4127
Instrument DateMar 27, 2026
Instrument20262378
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
InvestorPossibly a Property Investor

Mortgage

Document Number0000002378,
DateApr 08, 2026
Book Page590/4127
Instrument20262378
Lender
NameHOMELAND CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROSS OH
Recording DateFeb 24, 2026
Property Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
Document Number0005893254
Book / Page589 / 3254
Instrument DateFeb 19, 2026
Instrument202600001194
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
InvestorPossibly a Property Investor

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSS OH
Recording DateDec 08, 2022
Property Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
Document Number0005651158
Book / Page565 / 1158
Instrument DateDec 06, 2022
Instrument202200009230
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
InvestorPossibly a Property Investor

Mortgage

Document Number202200009231
DateDec 08, 2022
Instrument202200009231
Lender
NameHOMELAND CU INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

May 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionROSS OH
Recording DateMay 20, 2022
Property Address649 E MAIN ST, CHILLICOTHE, OH 45601-3503
Document Number0005605370
Book / Page560 / 5370
Instrument DateMay 19, 2022
Instrument202200004091
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1277 MARIETTA RD, CHILLICOTHE, OH 45601-8576

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionScioto Township
MunicipalityChillicothe City
Unified School DistrictChillicothe City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,172.00 (+13.08%)$87,860 (+24.84%) Land $8,050 Building $79,810$251,040 (+24.85%) Land $23,000 Building $228,040
2024$2,805.00 (-1.58%) Homeowner's exemption$70,380 (-) Land $8,050 Building $62,330$201,080 (-) Land $23,000 Building $178,080
2023$2,850.00 (-0.18%) Homeowner's exemption$70,380 (-) Land $8,050 Building $62,330
2022$2,855.00 Homeowner's exemption$70,380 Land $8,050 Building $62,330$201,080 Land $23,000 Building $178,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ross County (39141C), updated December 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 641 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
The Chillicothe Telephone CoFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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