657 E Hedges Ave, Fresno, CA 93728 Property Records

Fresno County property record for 657 E Hedges Ave, Fresno, CA 93728

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1922
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Sep 2017)
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`451-182-10`

Property Details

APN / Parcel Number

Primary APN	`451-182-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Construction Type	Frame
Roof Material	Other
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	657 E HEDGES AVE
City	FRESNO
State	CA
Zip	93728-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 65 FT OF LOT 9 LUCERNE TRACT
Legal Subdivision	LUCERNE
Legal Lot Number	9
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	4
Census Block	4009
Census Tract	2200

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	657 E HEDGES AVE, FRESNO, CA 93728-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 1, 2017	Grant Deed, Transfer · Conventional with PMI ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	2017110867
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	657 E HEDGES AVE, FRESNO, CA 93728-1737
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E HEDGES AVE, FRESNO, CA 93728-1737

Mortgage

Document Number	0000123107
Date	Dec 29, 2025
Instrument	2025-0123107

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	657 E HEDGES AVE, FRESNO, CA 93728-1737
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E HEDGES AVE, FRESNO, CA 93728-1737

Mortgage

Document Number	0000091612
Date	Jun 3, 2021
Instrument	2021-0091612

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	657 E HEDGES AVE, FRESNO, CA 93728-1737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129758
Date	Oct 29, 2019
Instrument	2019-0129758

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 1, 2017
Property Address	657 E HEDGES AVE, FRESNO, CA 93728-1737
Document Number	0000110867
Instrument Date	Aug 29, 2017
Instrument	110867
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E HEDGES AVE FRESNO CA 937281737, FRESNO, CA 93728-1737

Mortgage

Document Number	110868
Date	Sep 1, 2017
Instrument	110868

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$205,416 (+2%) Land $46,420 Building $158,996
2025	$2,638.00 (+5.94%)	$201,389 (+4.04%) Land $45,510 Building $155,879
2023	$2,490.00 (+1.38%)	$193,571 Land $43,744 Building $149,827
2022	$2,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

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