657 David Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 657 David Ln, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,081 sqft · built 1991
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2002)
Tax Bill	$10,164 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-30-317-005`

Property Details

APN / Parcel Number

Primary APN	`02-30-317-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
Gross Area	2,907 sqft
1st Floor Area	1,184 sqft
2nd Floor Area	897 sqft
Basement Area	826 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	657 DAVID LN
City	CAROL STREAM
State	IL
Zip	60188-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	KINGSPORT RIDGE PHASE 1 ALL
Legal Subdivision	KINGSPORT RIDGE PHASE 1
Legal Phase	1
Legal Lot Number	100
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	1
Census Block	1008
Census Tract	841206

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 DAVID LN, CAROL STREAM, IL 60188-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OLD SECOND NATIONAL BANK
Sep 17, 2019	Deed of Trust, Mortgage · FHA Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2002 · Amount on Record
Deed Sale	May 6, 2002 · Amount on Record
Deed Document Number	2002121038
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	657 DAVID LN, CAROL STREAM, IL 60188-4415
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069321
Date	May 3, 2021
Instrument	R2021-069321

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	657 DAVID LN, CAROL STREAM, IL 60188-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036543
Date	Apr 17, 2017
Instrument	R2017-036543

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	657 DAVID LN, CAROL STREAM, IL 60188-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082431
Date	Sep 17, 2019
Instrument	R2019-082431

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,164.00 (-0.79%)	$131,292 (+12.16%) Land $35,990 Building $95,302	$393,876 (+12.16%) Land $107,970 Building $285,906
2022	$10,245.00 Homeowner's exemption	$117,060 Land $29,910 Building $87,150	$351,180 Land $89,730 Building $261,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on David Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures