638 David Ln, Carol Stream, IL 60188 Property Records

DuPage County property record for 638 David Ln, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,693 sqft · built 1991
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,779 (2025)
Deeds & Mortgages	May 2023 Transfer Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-30-314-013`

Property Details

APN / Parcel Number

Primary APN	`02-30-314-013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,693 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	1,403 sqft
2nd Floor Area	1,168 sqft
Basement Area	1,403 sqft
Finished Basement	1,122 sqft
Unfinished Basement	281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Mixed
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	638 DAVID LN
City	CAROL STREAM
State	IL
Zip	60188-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	KINGSPORT RIDGE PHASE 1 ALL
Legal Subdivision	KINGSPORT RIDGE PHASE 1
Legal Phase	1
Legal Lot Number	137
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	1
Census Block	1007
Census Tract	841206

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 27, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 8, 2023
Transfer Doc	0000028180
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	May 9, 2023
Property Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Document Number	0000028180
Map Reference	DOC R88-099032
Instrument Date	May 8, 2023
Instrument	R2023-028180
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 DAVID LN, CAROL STREAM, IL 60188-4416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 DAVID LN, CAROL STREAM, IL 60188-4416

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098774
Date	Jun 29, 2021
Instrument	R2021-098774

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072783
Date	Aug 3, 2018
Instrument	R2018-072783

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate	4.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072784
Date	Aug 3, 2018
Instrument	R2018-072784

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024604
Date	Mar 11, 2020
Instrument	R2020-024604

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	638 DAVID LN, CAROL STREAM, IL 60188-4416
Document Number	0000024605
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 DAVID LN CAROL STREAM IL 601884416, CAROL STREAM, IL 60188-4416

Mortgage

Document Number	0000024605
Date	Mar 11, 2020
Instrument	24605

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 10, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,779.00 (+9.52%)	$171,012 (+24.38%) Land $35,990 Building $135,022	$513,036 (+24.38%) Land $107,970 Building $405,066
2022	$11,668.00 Homeowner's exemption Senior Citizen's exemption	$137,490 Land $29,910 Building $107,580	$412,470 Land $89,730 Building $322,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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