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657 Cooley St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 657 Cooley St, Springfield, MA 01128 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,386 sqft Living Area
Lot Size16,962 sqft (0.389 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2023)
Tax Bill$3,854.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:03170 P:0145
Alternative APN
  • 31700145

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,386 sqft Living Area
1st Floor728 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area16,962 sqft (0.389 acres)
Garage TypeDetached Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number31700145
Street Address657 COOLEY ST
CitySPRINGFIELD
StateMA
Zip01128-1115
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSPRINGFIELD
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup1
Census Block1010
Census Tract801605

Owner

Source: Hampden County and Springfield City records · APN SPRI S:03170 P:0145

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address657 COOLEY ST, SPRINGFIELD, MA 01128-1115
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 01, 2023Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Mar 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE AMERICA
Aug 16, 2018Quit Claim Deed, Transfer
WIN WIN PROPS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2023 · Amount on Record
Deed SaleMar 01, 2023 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Book / Page24923 / 505
Record RefreshedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address657 COOLEY ST, SPRINGFIELD, MA 01128-1115
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025985-95
DateAug 14, 2025
Book Page25985/95
Instrument37699
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueSep 01, 2053

March 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateMar 01, 2023
Property Address657 COOLEY ST, SPRINGFIELD, MA 01128-1115
Document Number024923-505
Book / Page24923 / 505
Instrument DateFeb 28, 2023
Instrument9419
Transaction TypeTransfer
Record UpdatedMar 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 GIFFORD ST, SPRINGFIELD, MA 01118-2104

Mortgage

Document Number0000009420
DateMar 01, 2023
Instrument9420
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address657 COOLEY ST, SPRINGFIELD, MA 01128-1115
Document Number22579-213
Instrument DateMar 06, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address657 COOLEY ST SPRINGFIELD MA 011281115, SPRINGFIELD, MA 01128-1115

Mortgage

Document Number22579-213
DateMar 08, 2019
Book Page022579/000213
Instrument11650
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 07, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 16, 2018
Property Address657 COOLEY ST, SPRINGFIELD, MA 01128-1115
Document Number22316-39
Book / Page022316 / 000039
Instrument DateAug 15, 2018
Instrument48553
Transaction TypeTransfer
Record UpdatedSep 06, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$492.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 SMITH RD ROCKPORT MA 019661848, ROCKPORT, MA 01966-1848

Mortgage

Document Number22316-41
DateAug 16, 2018
Book Page022316/000041
Instrument48554
Lender
NameWIN WIN PROPS
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,854.00 (+16.89%)$245,800 (+27.09%) Land $61,000 Building $184,800$304,855 (+20.82%)
2024$252,320
2023$3,297.00$193,400 Land $58,100 Building $135,300

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