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642 Cooley St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 642 Cooley St, Springfield, MA 01128 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1897
Square Footage1,429 sqft Living Area
Lot Size31,202 sqft (0.716 acres)
OccupancyOwner Occupied
Last Sale$237,157 (2024)
Tax Bill$3,806.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:03170 P:0132
Alternative APN
  • 31700132

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,429 sqft Living Area
1st Floor520 sqft 1st Floor
Basement Area519 sqft Basement
Unfinished Basement519 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area31,202 sqft (0.716 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number31700132
Street Address642 COOLEY ST
CitySPRINGFIELD
StateMA
Zip01128-1100
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup1
Census Block1007
Census Tract801605

Owner

Source: Hampden County and Springfield City records · APN SPRI S:03170 P:0132

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Jul 11, 2022Deed of Trust, Mortgage · Stand Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 19, 2024Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Mar 23, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 23, 2021Quit Claim Arm's Length for NE States, Transfer
May 22, 2020Quit Claim Deed, Foreclosure
NOT AVAILABLE
Mar 11, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2024 · Amount on Record
Deed SaleApr 19, 2024 · Amount on Record
Prior SaleMar 23, 2022 · Amount on Record
Deed Book / Page25389 / 17
Record RefreshedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025894-479
DateJun 09, 2025
Book Page25894/479
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026123-146
DateNov 24, 2025
Book Page26123/146
Instrument56369
Lender
NameUMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term85 Months
DueDec 01, 2032
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024633-245
DateJul 11, 2022
Book Page24633/245
Instrument41859
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

April 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateApr 19, 2024
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Document Number0025389-17
Book / Page25389 / 17
Instrument DateApr 19, 2024
Instrument16624
Transaction TypeTransfer
Record UpdatedMay 03, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100

Mortgage

Document Number0000016625
DateApr 19, 2024
Instrument16625
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

March 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateMar 23, 2022
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Document Number024464-524
Book / Page24464 / 524
Instrument DateMar 23, 2022
Instrument17810
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 LOCKHOUSE RD, WESTFIELD, MA 01085-1258

Mortgage

Document Number0000017811
DateMar 23, 2022
Instrument17811
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number024464-545
DateMar 23, 2022
Book Page24464/545
Instrument17812
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

July 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSPRINGFIELD MA
Recording DateJul 23, 2021
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Document Number024019-310
Book / Page24019 / 310
Instrument DateMay 20, 2021
Instrument51561
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 LINDEN PL APT 506, 506, HARTFORD, CT 06106-1745

May 2020: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMay 22, 2020
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Document Number23223-253
Book / Page023223 / 000253
Instrument DateMay 06, 2020
Instrument26123
Transaction TypeForeclosure
Record UpdatedJun 09, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$601.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
InvestorPossibly a Property Investor

March 2020: Foreclosure

Document TypeForeclosure
JurisdictionSPRINGFIELD MA
Recording DateMar 11, 2020
Property Address642 COOLEY ST, SPRINGFIELD, MA 01128-1100
Document Number23122-64
Book / Page023122 / 000064
Instrument DateJan 13, 2020
Instrument13281
Transaction TypeForeclosure
Record UpdatedMar 31, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$601.00
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,806.00 (-0.52%)$242,700 (+8.16%) Land $67,600 Building $175,100$223,535 (+0.34%)
2024$222,775
2023$3,826.00$224,400 Land $64,300 Building $160,100

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