San Diego County property record for 657 Concepcion Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 993 sqft · built 1960 |
| Lot Size | 0.259 acres (11,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,500 (Mar 2019) |
| Tax Bill | $5,652 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-400-02-00 |
| Primary APN | 584-400-02-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 993 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 11,300 sqft (0.259 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 657 CONCEPCION AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 27 LOTS 3 THRU 5 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 27 |
| Legal Lot Number | 3-5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 13908 |
Source: San Diego County records · APN 584-400-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| Mar 15, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 04, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2019 · Amount on Record |
| Deed Sale | Mar 04, 2019 · Amount on Record |
| Prior Sale | Feb 04, 1987 · Amount on Record |
| Deed Document Number | 201977108 |
| Last Transfer Date | Mar 06, 2019 |
| Transfer Doc | 0000093306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Document Number | 0000822499 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 2021-0822499 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Document Number | 0000791087 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0791087 |
| Name | CORELOGIC SOLEX |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 15, 2019 |
| Property Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Document Number | 0000093306 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 93306 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 657 CONCEPCION AVE SPRING VALLEY CA 919775002, SPRING VALLEY, CA 91977-5002 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 04, 2019 |
| Property Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Document Number | 0000077108 |
| Map Reference | MAP 441 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 2019-0077108 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 657 CONCEPCION AVE, SPRING VALLEY, CA 91977-5002 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077109 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 2019-0077109 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $423,834 (+2%) Land $179,893 Building $243,941 | |
| 2025 | $5,652.00 (+7.33%) | $415,524 (+4.04%) Land $176,366 Building $239,158 |
| 2023 | $5,266.00 (+1.62%) | $399,390 Land $169,518 Building $229,872 |
| 2022 | $5,182.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 548 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Viejas Community System tribal government · serves 9,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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