San Diego County property record for 640 Concepcion Ave, Spring Valley, CA 91977 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1960 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $562,000 (Oct 2021) |
| Tax Bill | $7,788 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-390-34-00 |
| Primary APN | 584-390-34-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 952 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 640 CONCEPCION AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 26 LOTS 27 & 28 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 26 |
| Legal Lot Number | 27,28 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13908 |
Source: San Diego County records · APN 584-390-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 26, 2021 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 05, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 06, 2019 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Aug 06, 2019 · Amount on Record |
| Deed Document Number | 2021745360 |
| Prior Transfer Date | Apr 16, 2011 |
| Prior Transfer Doc | 0000206512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 26, 2021 |
| Property Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000745360 |
| Map Reference | MAP 441 |
| Instrument Date | Oct 04, 2021 |
| Instrument | 2021-0745360 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Investor | Possibly a Property Investor |
| Document Number | 0000745361 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-0745361 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000014216 |
| Instrument Date | Nov 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 CONCEPCION AVE SPRING VALLEY CA 919775001, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000014216 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 14216 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2051 |
| Rate | 3.12% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 06, 2019 |
| Property Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000328335 |
| Map Reference | MAP 441 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019-0328335 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000328336 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | 2019-0328336 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 640 CONCEPCION AVE, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000137579 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2017 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CONCEPCION AVE SPRING VALLEY CA 919775001, SPRING VALLEY, CA 91977-5001 |
| Document Number | 0000137579 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 137579 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $608,323 (+2%) Land $316,469 Building $291,854 | |
| 2025 | $7,788.00 (+6.86%) | $596,396 (+4.04%) Land $310,264 Building $286,132 |
| 2023 | $7,288.00 (+1.49%) | $573,239 Land $298,217 Building $275,022 |
| 2022 | $7,181.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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