Flathead County property record for 657 Commerce St, Bigfork, MT 59911 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 1,220 sqft (0.028 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $243,800 (2020) |
| Tax Bill | $2,268.00 (2025) |
| Primary APN | R635923 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,560 sqft Living Area |
| 1st Floor | 560 sqft 1st Floor |
| 2nd Floor | 1,000 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 1,220 sqft (0.028 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Porch Area | 160 sqft Porch |
| View | Mountain View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0000505746 |
|---|---|
| Street Address | 657 COMMERCE ST |
| City | BIGFORK |
| State | MT |
| Zip | 59911-3650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | TIMBER BAY TOWNHOUSES, S36, T27 N, R20 W, LOT 2C, ACRES 0.08 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 36 |
| Legal Subdivision | TIMBER BAY TOWNHOUSES |
| Legal Lot Number | 2C |
| Jurisdiction | FLATHEAD MT |
| Minor Civil Division | CRESTON-BIGFORK |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 1303 |
Source: Flathead County records · APN R635923
Assessment roll updated September 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 COMMERCE ST, BIGFORK, MT 59911-3650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 26, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | Apr 26, 2019 · Amount on Record |
| Deed Doc Number | 202012216 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 13, 2020 |
| Property Address | 657 COMMERCE ST, BIGFORK, MT 59911-3650 |
| Document Number | 202000012216 |
| Instrument Date | May 13, 2020 |
| Instrument | 202000012216 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 657 COMMERCE ST, BIGFORK, MT 59911-3650 |
| Document Number | 202000012217 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 202000012217 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 26, 2019 |
| Property Address | 657 COMMERCE ST, BIGFORK, MT 59911-3650 |
| Document Number | 201900007784 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 201900007784 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 657 COMMERCE ST, BIGFORK, MT 59911-3650 |
| Document Number | 201900007785 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 201900007785 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,268.00 (-30.98%) | $620,600 (+41.37%) | $620,600 (+41.37%) Land $91,778 Building $528,822 |
| 2023 | $3,286.00 | $439,000 | $439,000 Land $50,324 Building $388,676 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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