Flathead County property record for 639 Commerce St, Bigfork, MT 59911
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 2,900 sqft · built 1955 |
| Lot Size | 0.613 acres (26,702 sqft) |
| Owner | Company Name on Record |
| Last Sale | $374,062 (Nov 2021) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R073050 |
| Primary APN | R073050 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,900 sqft Total Area |
| 1st Floor Area | 2,900 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 26,702 sqft (0.613 acres) |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Heating Fuel | Electric |
|---|
| Account Number | 0000016657 |
|---|---|
| Street Address | 639 COMMERCE ST |
| City | BIGFORK |
| State | MT |
| Zip | 59911-3650 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Legal Description | S36, T27 N, R20 W, C.O.S. 21968-A, TR 8IR IN NW4NE4 & TR8IOX IN NW4NE4 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 36 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1303 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1439, BIGFORK, MT 59911-1439 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Deed Document Number | 202140195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 639 COMMERCE ST, BIGFORK, MT 59911-3650 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100040264 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 202100040264 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $714,119 (+14.4%) | |
| 2025 | $714,119 (+14.4%) Land $274,489 Building $439,630 | |
| 2023 | $624,237 | $624,237 Land $236,537 Building $387,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Western Montana CommunityTel.
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