DuPage County property record for 657 Citadel Dr, Westmont, IL 60559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,600 sqft · built 1996 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (May 2019) |
| Tax Bill | $7,486 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-213-127 |
| Primary APN | 09-03-213-127 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,307 sqft (0.03 acres) |
| Street Address | 657 CITADEL DR |
|---|---|
| City | WESTMONT |
| State | IL |
| Zip | 60559-1297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | CITADEL ON THE POND BUILDING 31 UNIT 2 |
| Legal Subdivision | CITADEL ON THE POND BUILDING 31 |
| Legal Block | 31 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | DOWNERS GROVE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 844702 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 657 CITADEL DR, WESTMONT, IL 60559-1297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| May 13, 2019 | Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2014 · Amount on Record |
| Deed Document Number | 201935925 |
| Prior Transfer Date | Jan 24, 1996 |
| Prior Transfer Doc | 0000023125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 657 CITADEL DR, WESTMONT, IL 60559-1297 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000107108 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | R2021-107108 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 657 CITADEL DR, WESTMONT, IL 60559-1297 |
| Document Number | 0000052153 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 657 CITADEL DR WESTMONT IL 605591297, WESTMONT, IL 60559-1297 |
| Document Number | 0000052153 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 52153 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 13, 2019 |
| Property Address | 657 CITADEL DR, WESTMONT, IL 60559-1297 |
| Document Number | 0000035925 |
| Instrument Date | May 1, 2019 |
| Instrument | 35925 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SPINNING WHEEL RD HINSDALE IL 605212930, HINSDALE, IL 60521-2930 |
| Document Number | 35926 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 35926 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Downers Grove Township |
| Municipality | Westmont Village |
| Unified School District | Westmont Community Unit School District 201 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,486.00 (+13.48%) | $128,688 (+22.19%) Land $27,758 Building $100,930 | $386,064 (+22.19%) Land $83,274 Building $302,790 |
| 2022 | $6,597.00 Homeowner's exemption | $105,320 Land $22,720 Building $82,600 | $315,960 Land $68,160 Building $247,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1980–1983) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMONT serves 24,161 people · EPA ID IL0430950 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | May 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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