654 Citadel Dr, Westmont, IL 60559 Property Records

DuPage County property record for 654 Citadel Dr, Westmont, IL 60559

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,850 sqft · built 1996
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (May 2024)
Tax Bill$8,418 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-03-213-028

Property Details

APN / Parcel Number

Primary APN09-03-213-028

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,850 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Lot Area1,742 sqft (0.04 acres)

Location & Zoning

Street Address654 CITADEL DR
CityWESTMONT
StateIL
Zip60559-5543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal DescriptionCITADEL ON THE POND BUILDING 8 UNIT 1
Legal SubdivisionCITADEL ON THE POND BUILDING 8
Legal Lot Number1,3
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group4
Census Block4004
Census Tract844702

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address654 CITADEL DR, WESTMONT, IL 60559-5543
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · FHA Mortgage
BETTER LENDING LLC
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
BETTER LENDING LLC
Mar 10, 2020Executor's Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2024 · Amount on Record
Deed SaleMay 16, 2024 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number202427048
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address654 CITADEL DR, WESTMONT, IL 60559-5543
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 CITADEL DR, WESTMONT, IL 60559-5543

Mortgage

Document Number0000076181
DateNov 25, 2025
InstrumentR2025-076181
Lender
NameBETTER LENDING LLC
TypeMortgage Company
AddressSCHAUMBURG, IL 60195
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate5.75%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address654 CITADEL DR, WESTMONT, IL 60559-5543
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000121738
DateAug 12, 2021
InstrumentR2021-121738
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address654 CITADEL DR, WESTMONT, IL 60559-5543
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 CITADEL DR, WESTMONT, IL 60559-5543

Mortgage

Document Number0000010800
DateFeb 26, 2025
InstrumentR2025-010800
Lender
NameBETTER LENDING LLC
TypeMortgage Company
AddressSCHAUMBURG, IL 60195
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055
Interest
Rate TypeFixed Rate
Rate6.87%

March 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionDU PAGE IL
Recording DateMar 10, 2020
Property Address654 CITADEL DR, WESTMONT, IL 60559-5543
Document Number0000023748
Map ReferenceDOC R95-64222
Instrument DateMar 3, 2020
InstrumentR2020-023748
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 CITADEL DR, WESTMONT, IL 60559-5543

Mortgage

Document Number0000023749
DateMar 10, 2020
InstrumentR2020-023749
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityWestmont Village
Unified School DistrictWestmont Community Unit School District 201 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,418.00 (+4.09%)$143,723 (+7.9%) Land $31,010 Building $112,713$431,169 (+7.9%) Land $93,030 Building $338,139
2024$8,087.00 (+9.06%)$133,201 (+13.24%) Land $28,740 Building $104,461$399,603 (+13.24%) Land $86,220 Building $313,383
2022$7,415.00 Homeowner's exemption$117,630 Land $25,380 Building $92,250$352,890 Land $76,140 Building $276,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1980–1983)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTMONT
serves 24,161 people · EPA ID IL0430950
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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