Ventura County property record for 657 Charles St, Moorpark, CA 93021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,066 sqft · built 1982 |
| Lot Size | 0.236 acres (10,276 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 512-0-231-175 |
| Primary APN | 512-0-231-175 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| 1st Floor Area | 2,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 10,276 sqft (0.236 acres) |
| Lot Dimensions | 155 ft deep x 65 ft wide |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 148 sqft |
| Street Address | 657 CHARLES ST |
|---|---|
| City | MOORPARK |
| State | CA |
| Zip | 93021-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI7 |
| Legal Description | TRACT: 272300 LOT: 17 REF: 084MR 033 |
| Legal Subdivision | TRACT 2723 |
| Legal Tract | 272300 |
| Legal Block | 231 |
| Legal Lot Number | 17 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | MOORPARK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 7613 |
657 Charles St is owner-occupied and held in a trust since May 2020.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 657 CHARLES ST, MOORPARK, CA 93021-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| May 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2020 |
| Transfer Doc | 0000072319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 657 CHARLES ST, MOORPARK, CA 93021-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 657 CHARLES ST, MOORPARK, CA 93021-1230 |
| Document Number | 0000000783 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 20210104-00000783 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | May 26, 2020 |
| Property Address | 657 CHARLES ST, MOORPARK, CA 93021-1230 |
| Document Number | 0000072319 |
| Instrument Date | May 15, 2020 |
| Instrument | 72319 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 657 CHARLES ST MOORPARK CA 930211230, MOORPARK, CA 93021-1230 |
The 2025 property tax bill for 657 Charles St was $3,322 with a homeowner's exemption, up 2.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Moorpark City |
| Unified School District | Moorpark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $308,616 (+2%) Land $108,006 Building $200,610 | |
| 2025 | $3,322.00 (+2.4%) Homeowner's exemption | $302,565 Land $105,888 Building $196,677 |
| 2024 | $3,244.00 (+2.3%) | |
| 2023 | $3,171.00 (+2.69%) Homeowner's exemption | $290,817 Land $101,776 Building $189,041 |
| 2022 | $3,088.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 657 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 657 Charles St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA CWWD NO. 1 - MOORPARK serves 35,514 people · EPA ID CA5610018 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rocket Broadband Fixed Wireless | 450 / 100 |
May also be available: GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures