Ventura County property record for 656 Charles St, Moorpark, CA 93021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,440 sqft · built 1982 |
| Lot Size | 0.27 acres (11,770 sqft) |
| Owner | Company Name on File |
| Last Sale | $516,000 (Dec 2003) |
| Tax Bill | $8,019 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 512-0-232-065 |
| Primary APN | 512-0-232-065 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| 2nd Floor Area | 1,206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 11,770 sqft (0.27 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 65 sqft |
| Patio Area | 200 sqft |
| Street Address | 656 CHARLES ST |
|---|---|
| City | MOORPARK |
| State | CA |
| Zip | 93021-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI7 |
| Legal Description | TRACT: 272300 LOT: 80 REF: 084MR 033 |
| Legal Subdivision | TRACT NO. 2723 |
| Legal Tract | 272300 |
| Legal Block | 232 |
| Legal Lot Number | 80 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | MOORPARK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 7613 |
656 Charles St is owned by a company that acquired it in June 2024 and is owner-occupied.
Source: Ventura County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 656 CHARLES ST, MOORPARK, CA 93021-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2003 · Amount on File |
| Deed Sale | Dec 26, 2003 · Amount on File |
| Deed Document Number | 2003473829 |
| Last Transfer Date | Jun 5, 2024 |
| Transfer Doc | 0000005687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 656 CHARLES ST, MOORPARK, CA 93021-1229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 656 CHARLES ST, MOORPARK, CA 93021-1229 |
| Document Number | 2022000008139 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022000008139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 656 CHARLES ST, MOORPARK, CA 93021-1229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000088532 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 20200623-00088532 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 656 Charles St was $8,019, up 2.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Moorpark City |
| Unified School District | Moorpark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $748,297 (+2%) Land $374,149 Building $374,148 | |
| 2025 | $8,019.00 (+2.37%) | $733,625 Land $366,813 Building $366,812 |
| 2024 | $7,833.00 (+2.27%) | |
| 2023 | $7,659.00 (+2.67%) | $705,139 Land $352,570 Building $352,569 |
| 2022 | $7,460.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 656 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Charles St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA CWWD NO. 1 - MOORPARK serves 35,514 people · EPA ID CA5610018 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rocket Broadband Fixed Wireless | 450 / 100 |
May also be available: GeoLinks, Verizon.
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