657 Brandy Oaks Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 657 Brandy Oaks Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,728 sqft Living Area
Lot Size	6,109 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$222,000 (2008)
Tax Bill	$2,414.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`22-22-27-6124-01-420`
Alternative APNs	`272222612401420` `118200` `118982` `120365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Living Area
Gross Area	2,390 sqft Gross Area
1st Floor	1,728 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,109 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	448 sqft Garage
Porch Area	214 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	657 BRANDY OAKS LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2443
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKS AT BRANDY LAKE 68/51 LOT 142
Legal Range	27E
Legal Township	22S
Legal Section	22
Legal Subdivision	OAKS AT BRANDY LAKE
Legal Tract	6124
Legal Block	1
Legal Lot Number	142
Jurisdiction	ORANGE FL
Minor Civil Division	WINTER GARDEN-OCOEE
Census Blockgroup	2
Census Block	2039
Census Tract	17302

Owner

Source: Orange County records · APN 22-22-27-6124-01-420

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	657 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2443
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2008 · Amount on Record
Deed Sale	May 14, 2008 · Amount on Record
Deed Doc Number	2008289495
Deed Book / Page	9692 / 4456
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	657 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2443
Document Number	0000371801
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	657 BRANDY OAKS LOOP WINTER GARDEN FL 347872443, WINTER GARDEN, FL 34787-2443

Mortgage

Document Number	0000371801
Date	Jul 05, 2017
Instrument	371801

Lender

Name	CENTRAL FL EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 04, 2027

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,790 (+2.7%)	$397,150 (-1.08%) Land $125,000 Building $272,150
2025	$2,414.00 (+5.46%) Homeowner's exemption	$188,695 (+5.99%)	$401,470 (+8.93%) Land $125,000 Building $276,470
2024	$2,289.00 (+4.19%)
2023	$2,197.00 (+3.49%) Homeowner's exemption	$178,036 (+3%)	$368,565 (+33.05%) Land $125,000 Building $243,565
2022	$2,123.00 Homeowner's exemption	$172,850	$277,013 Land $90,000 Building $187,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.