627 Brandy Oaks Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 627 Brandy Oaks Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,186 sqft · built 2011
Lot Size	0.22 acres (9,584 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jul 2022)
Tax Bill	$8,101 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-22-27-6124-01-630`

Property Details

APN / Parcel Number

Primary APN	`22-22-27-6124-01-630`
Alternative APNs	`272222612401630` `118227` `119007` `120391`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,186 sqft Living Area
Gross Area	3,003 sqft
1st Floor Area	1,171 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,584 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	627 BRANDY OAKS LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKS AT BRANDY LAKE 68/51 LOT 163
Legal Range	27E
Legal Township	22S
Legal Section	22
Legal Subdivision	OAKS AT BRANDY LAKE
Legal Tract	6124
Legal Block	1
Legal Lot Number	163
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2030
Census Tract	17302

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	214 SEABREEZE CIR, KISSIMMEE, FL 34743-8332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP
Jan 25, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 3, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Document Number	2022415031
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 7, 2022
Property Address	627 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2442
Document Number	0000415031
Map Reference	MB 68 PG 51
Instrument Date	May 26, 2022
Instrument	20220415031
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NOT AVAILABLE, AEGIS TITLE PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10653 ESSEX SQUARE BLVD, 10653, FORT MYERS, FL 33913-2612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SEABREEZE CIR, KISSIMMEE, FL 34743-8332

Mortgage

Document Number	0000415032
Date	Jul 7, 2022
Instrument	20220415032

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	627 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2442
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 BRAN1Y OAKS LOOP, WINTER GARDEN, FL 34787

Mortgage

Document Number	20210415239
Date	Jul 12, 2021
Instrument	20210415239

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	627 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2442
Document Number	0000060346
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 BRANDY OAKS LOOP WINTER GARDEN FL 347872442, WINTER GARDEN, FL 34787-2442

Mortgage

Document Number	0000060346
Date	Jan 29, 2020
Instrument	60346

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 25, 2019
Property Address	627 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2442
Document Number	0000049447
Map Reference	MB 68 PG 51
Instrument Date	Jan 22, 2019
Instrument	20190049447
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2212 E WILLIAMS FIELD RD STE 225, 2212, GILBERT, AZ 85295-0774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2442

Mortgage

Document Number	0000049448
Date	Jan 25, 2019
Instrument	20190049448

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 3, 2018
Property Address	627 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2442
Document Number	0000462057
Instrument Date	Aug 2, 2018
Instrument	462057
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD ROAD 11 #2 GILBERT AZ 85295, 2, GILBERT, AZ 85295
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,490 (-1.14%) Land $125,000 Building $366,490	$491,490 (-1.14%) Land $125,000 Building $366,490
2025	$8,101.00 (+5.91%)	$497,180 (+9.82%) Land $125,000 Building $372,180	$497,180 (+9.82%) Land $125,000 Building $372,180
2024	$7,649.00 (+6.21%)
2023	$7,202.00 (+78.14%)	$452,736 (+54.46%) Land $125,000 Building $327,736	$452,736 (+37.76%) Land $125,000 Building $327,736
2022	$4,043.00 Homeowner's exemption	$293,109	$328,633 Land $90,000 Building $238,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Metronet Holdings, Verizon.

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