657 Bowles Ln, Gardnerville, NV 89460 Property Records

Douglas County property record for 657 Bowles Ln, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$229,000 (Oct 2017)
Tax Bill	$1,225 (2026)
Deeds & Mortgages	Apr 2026 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1220-22-210-163`

Property Details

APN / Parcel Number

Primary APN	`1220-22-210-163`
Alternative APNs	`000029225080` `29225080`

Interior

Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	000029225080
Street Address	657 BOWLES LN
City	GARDNERVILLE
State	NV
Zip	89460-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #6 LOT 579
Legal Range	20E
Legal Township	12N
Legal Section	22
Legal Subdivision	GARDNERVILLE RANCHOS #6
Legal Block	1
Legal Lot Number	579
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

657 Bowles Ln is owner-occupied and held in a trust since October 2017.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	657 BOWLES LN, GARDNERVILLE, NV 89460-8115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 6, 2017	Grant Deed, Transfer PRIME LNDG
May 3, 2017	Grant Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	May 3, 2017 · Amount on File
Deed Document Number	2017905317
Prior Transfer Date	Oct 23, 2008
Prior Transfer Doc	0000741300
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 6, 2026
Property Address	657 BOWLES LN, GARDNERVILLE, NV 89460-8115
Document Number	0001032115
Instrument Date	Apr 6, 2026
Instrument	20261032115
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	657 BOWLES LN, GARDNERVILLE, NV 89460-8115
Investor	Possibly a Property Investor

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	657 BOWLES LN, GARDNERVILLE, NV 89460-8115
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082855
Date	Mar 23, 2022
Instrument	2022-982855

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 6, 2017
Property Address	657 BOWLES LN, GARDNERVILLE, NV 89460-8115
Document Number	0000905317
Instrument Date	Aug 11, 2017
Instrument	905317
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$893.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 BOWLES LN GARDNERVILLE NV 894608115, GARDNERVILLE, NV 89460-8115

Mortgage

Document Number	905318
Date	Oct 6, 2017
Instrument	905318

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	May 3, 2017
Property Address	657 BOWLES LN, GARDNERVILLE, NV 89460-8115
Document Number	0000898113
Instrument Date	Apr 27, 2017
Instrument	898113
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount on Record
Tax	$563.00
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1086 MINDEN NV 894231086, MINDEN, NV 89423-1086

Tax Assessment & Valuation

The 2026 property tax bill for 657 Bowles Ln was $1,225, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,225.00 (+3.03%)	$53,829 (+5.04%) Land $31,500 Building $22,329
2025	$1,189.00	$51,244 Land $28,000 Building $23,244	$146,411 Land $80,000 Building $66,411
2023	$1,121.00	$50,785 Land $28,000 Building $22,785	$145,100 Land $80,000 Building $65,100
2021			$119,554 Land $60,000 Building $59,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 Bowles Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Bowles Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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