655 Bowles Ln, Gardnerville, NV 89460 Property Records

Douglas County property record for 655 Bowles Ln, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,150 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2016)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Sep 2018 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-22-210-164`

Property Details

APN / Parcel Number

Primary APN	`1220-22-210-164`
Alternative APNs	`000029225070` `29225070`

Interior

Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	000029225070
Street Address	655 BOWLES LN
City	GARDNERVILLE
State	NV
Zip	89460-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #6 LOT 578
Legal Range	20E
Legal Township	12N
Legal Section	22
Legal Subdivision	GARDNERVILLE RANCHOS #6
Legal Block	1
Legal Lot Number	578
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

655 Bowles Ln is owned and occupied by two individuals who bought it in July 2016.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 BOWLES LN, GARDNERVILLE, NV 89460-8115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2016 · Amount on File
Deed Sale	Jul 18, 2016 · Amount on File
Deed Document Number	2016884557
Prior Transfer Date	Apr 9, 2012
Prior Transfer Doc	0000066064
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Sep 27, 2018
Property Address	655 BOWLES LN, GARDNERVILLE, NV 89460-8115
Document Number	0000920169
Instrument Date	Sep 27, 2018
Instrument	920169
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	655 BOWLES LN GARDNERVILLE NV 894608115, GARDNERVILLE, NV 89460-8115

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Apr 23, 2021
Property Address	655 BOWLES LN, GARDNERVILLE, NV 89460-8115
Document Number	0000066064
Map Reference	MB 573 PG 1026
Instrument Date	Apr 9, 2012
Instrument	2021-966064
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ETRCO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 BOWLES LN, GARDNERVILLE, NV 89460-8115

Mortgage

Document Number	0000066065
Date	Apr 23, 2021
Instrument	2021-966065

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 655 Bowles Ln was $1,372, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00 (+3%)	$59,445 (+4.31%) Land $31,500 Building $27,945
2025	$1,332.00	$56,988 Land $28,000 Building $28,988	$162,823 Land $80,000 Building $82,823
2023	$1,255.00	$56,205 Land $28,000 Building $28,205	$160,586 Land $80,000 Building $80,586
2021			$133,509 Land $60,000 Building $73,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Bowles Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Bowles Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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