Rensselaer County and Troy City property record for 657 7th Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,138 sqft · built 1931 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,900 (Aug 2001) |
| Tax Bill | $4,435 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance |
| APN | 381700 80.48-10-4 |
| Primary APN | 381700 80.48-10-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Upper Floors Area | 210 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 199 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1609660 |
|---|---|
| Street Address | 657 7TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 1.5 STY FR HSE 322-16/391 |
| Legal Block | 10 |
| Legal Lot Number | 4.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40200 |
657 7th Ave is owned and occupied by an individual who bought it in August 2001.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 7TH AVE, TROY, NY 12182-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2001 · Amount on File |
| Deed Sale | Aug 7, 2001 · Amount on File |
| Deed Book / Page | 272 / 1196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 657 7TH AVE, TROY, NY 12182-2403 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0106480132 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 10648/132 |
| Instrument | 2024-640509 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 657 7th Ave was $4,435, up 7.8% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,435.00 (+7.83%) | ||
| 2025 | $4,113.00 | $90,000 Land $14,000 Building $76,000 | $154,100 Land $23,971 Building $130,129 |
| 2023 | $90,000 (-) Land $14,000 Building $76,000 | $128,600 (+8.6%) Land $20,004 Building $108,596 | |
| 2022 | $3,924.00 | $90,000 Land $14,000 Building $76,000 | $118,421 Land $18,421 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 657 7th Ave; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 657 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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