Rensselaer County and Troy City property record for 649 7th Ave, Troy, NY 12182
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,240 sqft · built 1990 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Nov 2019) |
| Tax Bill | $6,480 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| APN | 381700 80.48-10-6 |
| Primary APN | 381700 80.48-10-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Total Area |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 1,120 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 496 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1609640 |
|---|---|
| Street Address | 649 7TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2403 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TF |
| Legal Description | 2 STY BRK DUPLEX & 3C MAS GAR 322-14/389 |
| Legal Block | 10 |
| Legal Lot Number | 6.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40200 |
649 7th Ave, a duplex, is owned and occupied by two individuals who bought it in November 2019.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 7TH AVE, TROY, NY 12182-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on File |
| Deed Sale | Nov 1, 2019 · Amount on File |
| Prior Sale | Jan 14, 2016 · Amount on File |
| Deed Document Number | 2019559681 |
| Deed Book / Page | 8993 / 334 |
| Prior Transfer Date | Nov 2, 2015 |
| Prior Transfer Doc | 0076470313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 1, 2019 |
| Property Address | 649 7TH AVE, TROY, NY 12182-2403 |
| Document Number | 0000559681 |
| Book / Page | 008993 / 000334 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 559681 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 BROADWAY #A COHOES NY 120472401, A, COHOES, NY 12047-2401 |
| Document Number | 559682 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 008993/000338 |
| Instrument | 559682 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
The 2026 property tax bill for 649 7th Ave was $6,480, down 13.4% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,480.00 (-13.43%) | ||
| 2025 | $7,485.00 | $140,000 Land $14,000 Building $126,000 | $239,700 Land $23,970 Building $215,730 |
| 2023 | $140,000 (-) Land $14,000 Building $126,000 | $200,000 (+8.57%) Land $20,000 Building $180,000 | |
| 2022 | $6,104.00 | $140,000 Land $14,000 Building $126,000 | $184,211 Land $18,421 Building $165,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 649 7th Ave; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 649 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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