657 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 657 3rd St, Albany, NY 12206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1890
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2022)
Tax Bill	$2,682 (2026)
Deeds & Mortgages	Dec 2023 Sale Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 65.29-1-7`

Property Details

APN / Parcel Number

Primary APN	`010100 65.29-1-7`
Alternative APNs	`010006502900010070000000` `06502900010070000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	726 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06502900010070000000
Street Address	657 3RD ST
City	ALBANY
State	NY
Zip	12206-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	2 WOOD 1007910
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

657 3rd St is owned by an individual who bought it in September 2022.

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 MARVILLE DR, ALBANY, NY 12211-1206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer
Jan 4, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	202220692
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0000020692
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 21, 2023
Property Address	657 3RD ST, ALBANY, NY 12206-2221
Document Number	0000002873
Instrument Date	Dec 19, 2023
Instrument	R2023-22873
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 BONHEIM ST, ALBANY, NY 12204-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MARVILLE DR, ALBANY, NY 12211-1206

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 4, 2022
Property Address	657 3RD ST, ALBANY, NY 12206-2221
Document Number	0000000294
Instrument Date	Dec 29, 2021
Instrument	R2022-00294
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 3RD ST, ALBANY, NY 12206-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BONHEIM ST, ALBANY, NY 12204-1723

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 28, 2021
Property Address	657 3RD ST, ALBANY, NY 12206-2221
Document Number	0000002597
Instrument Date	Jan 22, 2021
Instrument	2597
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	657 3RD ST ALBANY NY 122062221, ALBANY, NY 12206-2221

Tax Assessment & Valuation

The 2026 property tax bill for 657 3rd St was $2,682, up 7.8% from the year before.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,682.00 (+7.75%)
2025	$2,489.00	$90,000 Land $18,000 Building $72,000	$93,750 Land $18,750 Building $75,000
2023		$45,000 (-) Land $4,600 Building $40,400	$63,532 (+12.55%) Land $6,494 Building $57,038
2022		$45,000 Land $4,600 Building $40,400	$56,448 Land $5,770 Building $50,678
2021	$1,905.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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