649 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 649 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,944 sqft · built 1890
Lot Size	0.083 acres (3,625 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Dec 2023)
Tax Bill	$5,014 (2021)
Deeds & Mortgages	Oct 2025 Construction Loan Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010100 65.29-1-11`

Property Details

APN / Parcel Number

Primary APN	`010100 65.29-1-11`
Alternative APNs	`010006502900010110000000` `06502900010110000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,944 sqft Total Area
1st Floor Area	1,464 sqft
2nd Floor Area	1,480 sqft

Exterior

Year Built	Built 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,625 sqft (0.083 acres)
Lot Dimensions	125 ft deep x 29 ft wide
Porch	Covered Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06502900010110000000
Old Parcel Number	010006502900010110000000
Street Address	649 3RD ST
City	ALBANY
State	NY
Zip	12206-2221
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 COMP BRICK-WOOD DOUBLE 1007906
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: Albany County and Albany City assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	649 3RD ST, ALBANY, NY 12206-2221
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Jan 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	0202321943
Prior Transfer Date	Jan 3, 2022
Prior Transfer Doc	R2022-00191
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	649 3RD ST, ALBANY, NY 12206-2221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MAPLEWOOD AVE, ALBANY, NY 12203-2928

Mortgage

Document Number	0000008545
Date	Oct 14, 2025
Instrument	R2025-18545

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Jan 3, 2022
Property Address	649 3RD ST, ALBANY, NY 12206-2221
Document Number	0000000191
Instrument Date	Dec 6, 2021
Instrument	R2022-00191
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 KARL CT, ALBANY, NY 12205-3069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KARL CT, ALBANY, NY 12205-3069
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,000 (+38.55%) Land $23,000 Building $92,000	$119,792 (+2.23%) Land $23,958 Building $95,834
2023		$83,000 (-) Land $16,600 Building $66,400	$117,182 (+12.55%) Land $23,436 Building $93,746
2022		$83,000 Land $16,600 Building $66,400	$104,114 Land $20,823 Building $83,291
2021	$5,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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