657 12th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 657 12th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1927
Lot Size	0.047 acres (2,030 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2020)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`534-151-008-8`

Property Details

APN / Parcel Number

Primary APN	`534-151-008-8`
Alternative APN	`534-151-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
Gross Area	932 sqft
1st Floor Area	752 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1940
Exterior Material	Stucco
Construction Type	Frame
Lot Area	2,030 sqft (0.047 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	657 12TH ST
City	RICHMOND
State	CA
Zip	94801-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH BLVD TRACT POR LOTS 6,7&8 BLK 4
Legal Subdivision	RICHMOND BLVD
Legal Block	4
Legal Lot Number	6,7,8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 12TH ST, RICHMOND, CA 94801-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 23, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 23, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Jun 9, 2009 · Amount on Record
Deed Document Number	2020213435
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	0000213434
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	657 12TH ST, RICHMOND, CA 94801-2725
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 12TH ST, RICHMOND, CA 94801-2725

Mortgage

Document Number	0000286042
Date	Oct 18, 2021
Instrument	2021-286042

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2020
Property Address	657 12TH ST, RICHMOND, CA 94801-2725
Document Number	0000213435
Map Reference	MB E PG 96&97
Instrument Date	Sep 18, 2020
Instrument	2020-213435
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 12TH ST, NORTH RICHMOND, CA 94801-2725

Mortgage

Document Number	0000213436
Date	Sep 23, 2020
Instrument	2020-213436

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2020
Property Address	657 12TH ST, RICHMOND, CA 94801-2725
Document Number	0000213434
Instrument Date	Aug 11, 2020
Instrument	213434
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 60352 PALO ALTO CA 943060352, PALO ALTO, CA 94306-0352

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,903 (+2%) Land $270,497 Building $110,406
2025	$6,788.00 (+3.38%)	$373,436 (+4.04%) Land $265,194 Building $108,242
2023	$6,566.00 (+2%)	$358,938 Land $254,898 Building $104,040
2022	$6,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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