654 12th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 654 12th St, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,748 sqft · built 1995
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Sep 2010)
Tax Bill$6,001 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN534-152-004-6

Property Details

APN / Parcel Number

Primary APN534-152-004-6
Alternative APN
  • 534-152-004

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,748 sqft Living Area
1st Floor Area932 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address654 12TH ST
CityRICHMOND
StateCA
Zip94801-2726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRICD
Legal DescriptionT6193 L2
Legal SubdivisionSUBDIVISION 6193
Legal Tract6193
Legal Lot Number2
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3000
Census Tract376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 12TH ST, RICHMOND, CA 94801-2726
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2010 · Amount on Record
Deed SaleSep 29, 2010 · Amount on Record
Prior SaleSep 29, 2009 · Amount on Record
Deed Document Number2010208424
Prior Transfer DateFeb 23, 1995
Prior Transfer Doc0000041540
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address654 12TH ST, RICHMOND, CA 94801-2726
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 12TH ST, RICHMOND, CA 94801-2726

Mortgage

Document Number0000049608
DateMar 21, 2022
Instrument2022-049608
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$326,556 (+2%) Land $73,043 Building $253,513
2025$6,001.00 (+3.25%) Homeowner's exemption$320,154 (+4.04%) Land $71,611 Building $248,543
2023$5,812.00 (+2.16%) Homeowner's exemption$307,724 Land $68,831 Building $238,893
2022$5,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on 12th St

Nearby Streets

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