6568 Costa Cir, Naples, FL 34113 Property Records

Collier County property record for 6568 Costa Cir, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	3,525 sqft · built 2015
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jun 2017)
Tax Bill	$20,506 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`451410 1975B21`

Property Details

APN / Parcel Number

Primary APN	`451410 1975B21`
Alternative APN	`53570107189`

Interior

Stories	1 Story
Building Area	3,525 sqft Living Area
1st Floor Area	3,525 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	13,504 sqft (0.31 acres)
Pool Area	288 sqft
Deck Area	1,207 sqft

Location & Zoning

Street Address	6568 COSTA CIR
City	NAPLES
State	FL
Zip	34113-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKOYA PHASE II LOT 197
Legal Range	26
Legal Township	50
Legal Section	21
Legal Subdivision	LAKOYA PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	197
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10807

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1951 HARRIS RD, CHARLOTTE, NC 28211-2149
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2017	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA
Jun 29, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
May 2, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	20175423641
Deed Book / Page	5410 / 1123
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0054101121
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6568 COSTA CIR, NAPLES, FL 34113-1702
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 HARRIS RD, CHARLOTTE, NC 28211-2149

Mortgage

Document Number	0059700238
Date	Jun 23, 2021
Book Page	5970/238
Instrument	6083637

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	10-Year TN
Max Rate	7.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 29, 2017
Property Address	6568 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0054101123
Book / Page	5410 / 1123
Map Reference	MB54 PG58
Instrument Date	Jun 23, 2017
Instrument	5423641
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6591 BARBERA LN, 6591, NAPLES, FL 34113-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 HARRIS RD, CHARLOTTE, NC 28211-2149

Mortgage

Document Number	0005423642
Date	Jun 29, 2017
Instrument	5423642

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COLLIER FL
Recording Date	Jun 29, 2017
Property Address	6568 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0054101121
Book / Page	005410 / 001121
Instrument Date	Jun 21, 2017
Instrument	5423639
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COLLIER FL
Recording Date	May 2, 2017
Property Address	6568 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0053890209
Book / Page	005389 / 000209
Instrument Date	May 1, 2017
Instrument	5398991
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6568 COSTA CIR NAPLES FL 341131702, NAPLES, FL 34113-1702

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,626,446 (-14.13%) Land $512,266 Building $1,114,180	$1,626,446 (-17.67%) Land $512,266 Building $1,114,180
2025	$20,506.00 (+16.55%)	$1,894,045 (+19.79%)	$1,975,538 (+4.3%) Land $975,744 Building $999,794
2024	$17,594.00 (-1.69%)
2023	$17,897.00 (+9.41%)	$1,581,186 (+1%)	$1,894,096 (+24.6%) Land $919,987 Building $974,109
2022	$16,358.00	$1,437,442	$1,520,181 Land $523,242 Building $996,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	100 / 100

May also be available: Verizon.

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