6564 Costa Cir, Naples, FL 34113 Property Records

Collier County property record for 6564 Costa Cir, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	3,525 sqft · built 2014
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (Oct 2025)
Tax Bill	$11,958 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`451410 1985B21`

Property Details

APN / Parcel Number

Primary APN	`451410 1985B21`
Alternative APN	`53570107202`

Interior

Stories	1 Story
Building Area	3,525 sqft Living Area
1st Floor Area	3,525 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)

Exterior Amenities

Pool Area	476 sqft
Porch	Porch
Porch Area	3,998 sqft
Deck Area	1,083 sqft

Location & Zoning

Street Address	6564 COSTA CIR
City	NAPLES
State	FL
Zip	34113-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKOYA PHASE II LOT 198
Legal Range	26
Legal Township	50
Legal Section	21
Legal Subdivision	LAKOYA PHASE 2
Legal Phase	2
Legal Tract	451410
Legal Block	2
Legal Lot Number	198
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10807

Owner

6564 Costa Cir is owner-occupied and held in a trust since October 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6564 COSTA CIR, NAPLES, FL 34113-1702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 11, 2018	Quit Claim Deed, Transfer OTHER
Jun 28, 2017	Warranty Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Document Number	20256739289
Deed Book / Page	6515 / 1303
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	0055201752
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 9, 2025
Property Address	6564 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0065151303
Book / Page	6515 / 1303
Map Reference	MB 54 PG 58
Instrument Date	Oct 6, 2025
Instrument	6739289
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$14,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6686 ALDEN WOODS CIR APT 101, 101, NAPLES, FL 34113-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6564 COSTA CIR, NAPLES, FL 34113-1702

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 11, 2018
Property Address	6564 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0055201752
Book / Page	005520 / 001752
Instrument Date	May 31, 2018
Instrument	5569539
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6564 COSTA CIR NAPLES FL 341131702, NAPLES, FL 34113-1702

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 28, 2017
Property Address	6564 COSTA CIR, NAPLES, FL 34113-1702
Document Number	0054093621
Book / Page	5409 / 3621
Map Reference	MB54 PG58
Instrument Date	Jun 26, 2017
Instrument	5423171
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOBLE TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 HARVESTER DR, 59, COPLEY, OH 44321-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6564 COSTA CIR, NAPLES, FL 34113-1702

Mortgage

Document Number	0005423172
Date	Jun 28, 2017
Instrument	5423172

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Jul 1, 2024
Change Frequency	Monthly
Min Rate At Change	2.5%
Index	1-Month LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 6564 Costa Cir was $11,958, up 7.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,612,605 (+39.18%) Land $489,001 Building $1,123,604	$1,612,605 (-14.69%) Land $489,001 Building $1,123,604
2025	$11,958.00 (+7.28%) Homeowner's exemption Widower's exemption	$1,158,619 (+2.9%)	$1,890,186 (+14.49%) Land $884,268 Building $1,005,918
2024	$11,147.00 (+0.78%) Homeowner's exemption Widower's exemption	$1,125,966 (+3%)	$1,650,939 (-9.05%) Land $772,851 Building $878,088
2023	$11,061.00 (-3.22%) Homeowner's exemption Widower's exemption	$1,093,171 (+3%)	$1,815,122 (+22.77%) Land $833,738 Building $981,384
2022	$11,429.00 Homeowner's exemption	$1,061,331	$1,478,525 Land $474,188 Building $1,004,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6564 Costa Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6564 Costa Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	100 / 100

May also be available: Verizon.

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