Oceana County property record for 6565 W Lake Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Oct 2023) |
| Tax Bill | $5,059 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-010-200-04 |
| Primary APN | 006-010-200-04 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Gross Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Lot Area | 119,790 sqft (2.75 acres) |
|---|---|
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 6565 W LAKE RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6565 W LAKE RD R-742939 QC940796 QC951959 SEC 10 T15N R18W. 2.7 A W 400 FT OF THE N 300 FT OF SE 1/4 OF NE 1/4 |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 10 |
| Legal Subdivision | 18W |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11000 |
6565 W Lake Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6565 W LAKE RD, MEARS, MI 49436-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE SHELBY STATE BANK |
| Jul 24, 2023 | Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND T&E AGCY |
| Sep 29, 2021 | Land Contract, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on File |
| Deed Sale | Oct 6, 2023 · Amount on File |
| Prior Sale | Oct 6, 2023 · Amount on File |
| Deed Document Number | 20234867 |
| Deed Book / Page | 2023 / 17622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Oct 6, 2023 |
| Property Address | 6565 W LAKE RD, MEARS, MI 49436-9319 |
| Document Number | 2023/17622 |
| Book / Page | 2023 / 17622 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 202300004867 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Title Company | LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WHITE LA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,912.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3772 N 48TH AVE, MEARS, MI 49436-9322 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6565 W LAKE RD, MEARS, MI 49436-9319 |
| Document Number | 202300004868 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 202300004868 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 24, 2023 |
| Property Address | 6565 W LAKE RD, MEARS, MI 49436-9319 |
| Document Number | 2023/12518 |
| Book / Page | 2023 / 12518 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 202300003584 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND T&E AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3772 N 48TH AVENUE, MUSKEGON, MI 49442 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 29, 2021 |
| Property Address | 6565 W LAKE RD, MEARS, MI 49436-9319 |
| Document Number | 2021/25487 |
| Book / Page | 2021 / 25487 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 202100006778 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6565 W LAKE RD, 6565, MEARS, MI 49436-9319 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3772 N 48TH AVE, MEARS, MI 49436-9322 |
The 2025 property tax bill for 6565 W Lake Rd was $5,059 with a homeowner's exemption, up 2.5% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,600 Land $4,600 Building $197,000 | $403,200 Land $9,200 Building $394,000 | |
| 2025 | $5,059.00 (+2.45%) Homeowner's exemption | ||
| 2024 | $4,938.00 | ||
| 2023 | $156,100 Land $156,100 | $312,200 (-) Land $312,200 | |
| 2022 | $5,222.00 | $312,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6565 W Lake Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6565 W Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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