Oceana County property record for 6885 W Lake Rd, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,438 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-010-100-04 |
| Primary APN | 006-010-100-04 |
|---|
| Lot Area | 1,742,400 sqft (40 acres) |
|---|
| Street Address | 6885 W LAKE RD |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6885 W LAKE RD QC-L2011P19913 QC-L2011P19915LE AFF-L2012P17633, 34 SEC 10 T15N R18W. 40 A SE 1/4 OF NW 1/4 |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 10 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11000 |
6885 W Lake Rd is owned and occupied by an individual who acquired it in October 2011.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6885 W LAKE RD, MEARS, MI 49436-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Mar 2, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 11, 1991 |
| Deed Sale | Nov 11, 1991 |
| Deed Book / Page | 2011 / 19913 |
| Last Transfer Date | Oct 12, 2011 |
| Transfer Doc | 2011/019915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 6885 W LAKE RD, MEARS, MI 49436-9331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/004904 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 2019/004904 |
| Instrument | 201900001658 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 6885 W LAKE RD, MEARS, MI 49436-9331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3756 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 2020/3756 |
| Instrument | 202000001020 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 6885 W Lake Rd was $3,438 with a homeowner's exemption, up 0.1% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,600 Land $177,600 | $355,200 Land $355,200 | |
| 2025 | $3,438.00 (+0.06%) Homeowner's exemption | ||
| 2024 | $3,436.00 | ||
| 2023 | $135,900 Land $135,900 | $271,800 (-) Land $271,800 | |
| 2022 | $3,050.00 | $271,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6885 W Lake Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6885 W Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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