6565 Cedar Key Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6565 Cedar Key Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,321 sqft · built 2022
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$487,500 (Sep 2026)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-2N-28-2324-00E00-0070`

Property Details

APN / Parcel Number

Primary APN	`19-2N-28-2324-00E00-0070`
Alternative APN	`N28219232400E000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	3,051 sqft
1st Floor Area	2,321 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	210 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6565 CEDAR KEY DR
City	MILTON
State	FL
Zip	32570-7886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MAGNOLIA GLEN PHS 1 LOT 7 BLK E AS DES IN OR 4342 PG 198
Legal Range	28W
Legal Township	2N
Legal Section	19
Legal Subdivision	MAGNOLIA GLEN PH 1&2
Legal Block	E
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 BLOOMINGDALE RD, TILLSON, NY 12486-1309
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 3, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	202645301
Deed Book / Page	4786 / 888
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 8, 2026
Property Address	6565 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0000045301
Book / Page	4786 / 888
Instrument Date	Aug 25, 2026
Instrument	202645301
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$344,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BLOOMINGDALE RD, TILLSON, NY 12486-1309

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 3, 2022
Property Address	6565 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0043420198
Book / Page	4342 / 198
Map Reference	MB 13 PG 63&64
Instrument Date	Oct 27, 2022
Instrument	202262286
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,173.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E OLIVE RD, PENSACOLA, FL 32514-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 CEDAR KEY DR, MILTON, FL 32570-7886

Mortgage

Document Number	0004342200
Date	Nov 3, 2022
Instrument	4342/200

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00 (+4.63%)	$314,822 (+2.9%)	$326,131 (-6.14%) Land $50,000 Building $276,131
2024	$3,304.00 (+4.62%) Homeowner's exemption	$305,949 (+3%)	$347,457 (+16.97%) Land $50,000 Building $297,457
2023	$3,158.00 (+641.31%)	$297,038 (+575.09%) Land $43,000 Building $254,038	$297,038 (+575.09%) Land $43,000 Building $254,038
2022	$426.00	$44,000	$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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