6548 Cedar Key Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6548 Cedar Key Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,626 sqft · built 2021
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$384,500 (Oct 2021)
Tax Bill	$4,171 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-2N-28-2324-00D00-0120`

Property Details

APN / Parcel Number

Primary APN	`19-2N-28-2324-00D00-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,626 sqft Heated Area
1st Floor Area	3,202 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	2,100 ft deep x 1,080 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	570 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	192N28232400D000120
Street Address	6548 CEDAR KEY DR
City	MILTON
State	FL
Zip	32570-7886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MAGNOLIA GLEN PH 1 (PB 13 PG 63) LOT 12 BLK D & AS DES IN OR 4195 PG 662
Legal Subdivision	MAGNOLIA GLEN PH 1
Legal Phase	1
Legal Block	D
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6548 CEDAR KEY DR, MILTON, FL 32570-7886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202169897
Deed Book / Page	4195 / 662
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 19, 2021
Property Address	6548 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0041950662
Book / Page	4195 / 662
Map Reference	MB 13 PG 63
Instrument Date	Oct 18, 2021
Instrument	202169897
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,691.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6478 HIGHWAY 90G, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6548 CEDAR KEY DR, MILTON, FL 32570-7886

Mortgage

Document Number	0004195664
Date	Oct 19, 2021
Instrument	4195/664

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,171.00 (+3.6%) Homeowner's exemption Disabled Person's exemption	$387,221 (+15.97%) Land $50,000 Building $337,221	$387,221 (+15.97%) Land $50,000 Building $337,221
2023	$4,026.00 (-0.4%)	$333,909 (+0.6%) Land $43,000 Building $290,909	$333,909 (+0.6%) Land $43,000 Building $290,909
2022	$4,042.00	$331,933	$331,933 Land $44,000 Building $287,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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