Orange County property record for 6564 Lagoon St, Windermere, FL 34786 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,749 sqft · built 2025 |
| Lot Size | 1.2 acres (52,618 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,830,000 (Mar 2026) |
| Tax Bill | $9,741 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Mar 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-23-27-7820-03-080 |
| Primary APN | 24-23-27-7820-03-080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,749 sqft Living Area |
| Gross Area | 4,581 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,618 sqft (1.2 acres) |
| Garage Area | 546 sqft |
| Porch | Patio |
| Porch Area | 616 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6564 LAGOON ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAWYER SHORES SUB V/9 LOT 8 BLK C |
| Legal Subdivision | SAWYER SHORES SUB |
| Legal Tract | 7820 |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 17112 |
Source: Orange County records · APN 24-23-27-7820-03-080
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 07, 2024 | Deed of Trust, Mortgage · Construction Mortgage TRUST RE CAPITAL LLC |
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| May 30, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage WINDERMERE SPRINGS LLC |
| Mar 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI |
| Mar 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI |
| Jun 22, 2020 | Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL |
| Mar 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage DAVID L MOORE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | May 30, 2023 · Amount on Record |
| Deed Document Number | 2026138592 |
| Prior Transfer Date | Feb 28, 1994 |
| Prior Transfer Doc | 4713001686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4210 L B MCLEOD RD 101, 101, ORLANDO, FL 32811-5682 |
| Document Number | 0000074365 |
|---|---|
| Date | Feb 07, 2024 |
| Instrument | 20240074365 |
| Name | TRUST RE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32819 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 10, 2026 |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 0000138592 |
| Map Reference | MB V PG 9 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 20260138592 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | UNITY TITLE GROUP LLC, UNITY TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4210 L B MCLEOD RD STE 101, 101, ORLANDO, FL 32811-5682 |
| Name | Verified Name |
|---|---|
| Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 0000138593 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 20260138593 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 30, 2023 |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 0000301930 |
| Map Reference | MB V PG 9 |
| Instrument Date | May 26, 2023 |
| Instrument | 20230301930 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | UNKNOWN, DOMINION TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,683.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12752 S LAKE SAWYER LN, WINDERMERE, FL 34786-6515 |
| Name | Verified Name |
|---|---|
| Address | 2211 W WASHINGTON ST, ORLANDO, FL 32805-1254 |
| Document Number | 0000301933 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 20230301933 |
| Name | WINDERMERE SPRINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 01, 2021 |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 20210117972 |
| Map Reference | MB V PG 9 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 20210117972 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5400 WALSH POND CT, 5400, WINDERMERE, FL 34786-3212 |
| Name | Verified Name |
|---|---|
| Address | 12752 S LAKE SAWYER LN, WINDERMERE, FL 34786-6515 |
| Document Number | 20210117973 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 20210117973 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 01, 2021 |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 0000117972 |
| Map Reference | MB V PG 9 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 20210117972 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5400 WALSH POND CT, WINDERMERE, FL 34786-3212 |
| Name | Verified Name |
|---|---|
| Address | 12752 S LAKE SAWYER LN, WINDERMERE, FL 34786-6515 |
| Document Number | 0000117973 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 20210117973 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 0000342611 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 342611 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5400 WAISH POND CT WINDERMERE FL 34786, WINDERMERE, FL 34786 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 02, 2018 |
| Property Address | 6564 LAGOON ST, WINDERMERE, FL 34786-6502 |
| Document Number | 0000124894 |
| Instrument Date | Feb 09, 2018 |
| Instrument | 124894 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | WESTCHASE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,628.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7424 LAKE ALBERT DR WINDERMERE FL 347865919, WINDERMERE, FL 34786-5919 |
| Document Number | 124895 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 124895 |
| Name | DAVID L MOORE |
|---|---|
| Address | 27830 SANDBAGGER LN, WESLEY CHAPEL, FL 33544-3432 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,197,500 (+110.09%) Land $570,000 Building $627,500 | $1,197,500 (+110.09%) Land $570,000 Building $627,500 | |
| 2025 | $9,741.00 (+0.94%) | $570,000 (+83.87%) Land $570,000 | $570,000 (+83.87%) Land $570,000 |
| 2024 | $9,650.00 (+86.44%) | ||
| 2023 | $5,176.00 (+0.35%) | $310,000 (-) Land $310,000 | $310,000 (-) Land $310,000 |
| 2022 | $5,158.00 | $310,000 Land $310,000 | $310,000 Land $310,000 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 106.4 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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