6540 Lagoon St, Windermere, FL 34786 Property Records

Orange County property record for 6540 Lagoon St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,345 sqft · built 1982
Lot Size	1.01 acres (43,992 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Mar 1995)
Tax Bill	$5,817 (2025)
Flood Zone	Zone AE (high risk)
APN	`24-23-27-7820-03-050`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-7820-03-050`
Alternative APNs	`272324782003050` `146575` `147745` `149865`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,345 sqft Living Area
Gross Area	4,265 sqft
1st Floor Area	2,085 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1994
Exterior Material	Shingles
Roof Type	Gambrel
Roof Material	Metal
Lot Area	43,992 sqft (1.01 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	110 sqft
Storage Building	189 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6540 LAGOON ST
City	WINDERMERE
State	FL
Zip	34786-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SAWYER SHORES SUB V/9 LOT 5 BLK C (LESS BEG AT MOST ELY COR LOT 5 RUN S 45 DEG W 165.77 FT FOR A POB TH N 44 DEG W 5.85 FT S 45 DEG W 34.14 FT S 44 DEG E 5.78 FT N 45 DEG E 34.14 F
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	SAWYER SHORES SUB
Legal Tract	7820
Legal Block	C
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1018
Census Tract	17112

Owner

Source: Orange County records · APN 24-23-27-7820-03-050

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6540 LAGOON ST, WINDERMERE, FL 34786-6502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 1995 · Amount on Record
Deed Sale	Mar 08, 1995 · Amount on Record
Deed Book / Page	4864 / 278
Last Transfer Date	Mar 25, 2014
Transfer Doc	0000169932
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,140 (+2.7%)	$836,820 (-1.35%) Land $500,000 Building $336,820
2025	$5,817.00 (+4.68%) Homeowner's exemption	$371,120 (+5.99%)	$848,270 (+39.86%) Land $500,000 Building $348,270
2024	$5,557.00 (+7.26%)
2023	$5,181.00 (+3.56%) Homeowner's exemption	$350,156 (+3%)	$606,505 (+7.92%) Land $310,000 Building $296,505
2022	$5,003.00 Homeowner's exemption	$339,957	$562,000 Land $310,000 Building $252,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	106.4 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.