Hernando County property record for 6560 Clearwater Dr, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,828 sqft · built 2022 |
| Lot Size | 0.333 acres (14,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (May 2023) |
| Tax Bill | $5,054 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0245-0010 |
| Primary APN | R32-323-17-5050-0245-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,828 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,500 sqft (0.333 acres) |
| Lot Dimensions | 134 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Patio Area | 440 sqft |
| Heating System | HVAC |
|---|
| Account Number | 00245363 |
|---|---|
| Street Address | 6560 CLEARWATER DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 245 LOT 1 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 245 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 80 KENDRA WAY, 912, PALM HARBOR, FL 34684-3644 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Aug 10, 2020 · Amount on Record |
| Deed Document Number | 202332486 |
| Deed Book / Page | 4302 / 1397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 25, 2023 |
| Property Address | 6560 CLEARWATER DR, SPRING HILL, FL 34606-5912 |
| Document Number | 0043021397 |
| Book / Page | 4302 / 1397 |
| Map Reference | MB 7 PG 96-107 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023032486 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6560 CLEARWATER DR, SPRING HILL, FL 34606-5912 |
| Name | Verified Name |
|---|---|
| Address | 80 KENDEA WAY #912 # 912, 912, PALM HARBOR, FL 34684-3644 |
| Document Number | 0043021399 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 4302/1399 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 6560 CLEARWATER DR, SPRING HILL, FL 34606-5912 |
| Document Number | 0039630726 |
| Book / Page | 3963 / 726 |
| Map Reference | MB 7 PG 96-107 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021016076 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20115 SHADY HILL LN, TAMPA, FL 33647-3397 |
| Name | Verified Name |
|---|---|
| Address | 7220 BROADMOOR DR APT 2, 2, NEW PORT RICHEY, FL 34653-4987 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 6560 CLEARWATER DR, SPRING HILL, FL 34606-5912 |
| Document Number | 0038730920 |
| Book / Page | 003873 / 000920 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 48322 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20115 SHADY HILL LN TAMPA FL 336473397, TAMPA, FL 33647-3397 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,054.00 (+13.91%) | $345,064 (+4.01%) Land $39,875 Building $305,189 | $345,064 (+4.01%) Land $39,875 Building $305,189 |
| 2023 | $331,749 (+1,104.17%) Land $42,012 Building $289,737 | ||
| 2022 | $4,437.00 | $27,550 Land $27,550 | $331,749 Land $36,540 Building $295,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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