Hernando County property record for 6533 Clearwater Dr, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,959 sqft · built 1989 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,000 (Apr 2026) |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0243-0270 |
| Primary APN | R32-323-17-5050-0243-0270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,959 sqft Living Area |
| Gross Area | 2,980 sqft |
| 1st Floor Area | 1,959 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 689 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,298 sqft |
| Deck Area | 195 sqft |
| Patio Area | 364 sqft |
| Utility Building | 96 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00475373 |
|---|---|
| Street Address | 6533 CLEARWATER DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-6169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 243 LOT 27 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 243 |
| Legal Lot Number | 27 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41401 |
6533 Clearwater Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Hernando County records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Nov 21, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Mar 15, 2023 · Amount on File |
| Deed Document Number | 202628431 |
| Deed Book / Page | 4701 / 958 |
| Prior Transfer Date | Nov 16, 2023 |
| Prior Transfer Doc | 0043661260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 0000028431 |
| Book / Page | 4701 / 958 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.28431 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288,456.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028432, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..28432 |
| Name | PRIMECAP LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 0047010958 |
| Book / Page | 4701 / 958 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202628431 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288,456.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028432, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202628432 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 0043661260 |
| Book / Page | 4366 / 1260 |
| Map Reference | MB 7 PG 96-107 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023073976 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 0042750447 |
| Book / Page | 4275 / 447 |
| Map Reference | MB 7 PG 96-107 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2023014128 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3714 255TH ST E, SPANAWAY, WA 98387-9310 |
| Name | Verified Name |
|---|---|
| Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 2023014129 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023014129 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 4, 2019 |
| Property Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 0037580293 |
| Book / Page | 003758 / 000293 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 62223 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6523 CLEARWATER DR SPRING HILL FL 346066169, SPRING HILL, FL 34606-6169 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 4, 2019 |
| Property Address | 6533 CLEARWATER DR, SPRING HILL, FL 34606-6169 |
| Document Number | 0037580295 |
| Book / Page | 003758 / 000295 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 62224 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6533 CLEARWATER DR SPRING HILL FL 346066169, SPRING HILL, FL 34606-6169 |
The 2025 property tax bill for 6533 Clearwater Dr was $4,198.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 | $317,516 | $374,312 Land $45,750 Building $328,562 |
| 2023 | $218,182 (+3%) Land $218,182 | ||
| 2022 | $2,712.00 Homeowner's exemption | $211,827 | $307,667 Land $42,000 Building $265,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6533 Clearwater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6533 Clearwater Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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