656 Verdemont Cir, Simi Valley, CA 93065 Property Records

Ventura County property record for 656 Verdemont Cir, Simi Valley, CA 93065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,187 sqft · built 1989
Lot Size0.163 acres (7,114 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Dec 2016)
Tax Bill$10,183 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN636-0-202-085

Property Details

APN / Parcel Number

Primary APN636-0-202-085

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,187 sqft Living Area
1st Floor Area1,501 sqft
2nd Floor Area1,686 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area7,114 sqft (0.163 acres)
Garage Area621 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area35 sqft
Patio Area419 sqft

Location & Zoning

Street Address656 VERDEMONT CIR
CitySIMI VALLEY
StateCA
Zip93065-5533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL-2.
Legal DescriptionTRACT: 278300 LOT: 163 REF: 086MR 001
Legal Subdivision2783
Legal Tract278300
Legal Block202
Legal Lot Number163
JurisdictionVENTURA CA
Township / Civil DivisionSIMI VALLEY
Census Block Group2
Census Block2000
Census Tract7506

Owner

656 Verdemont Cir is owned and occupied by two individuals who bought it in December 2016.

Source: Ventura County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address656 VERDEMONT CIR, SIMI VALLEY, CA 93065-5533
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
JSB INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2016 · Amount on File
Deed SaleDec 23, 2016 · Amount on File
Deed Document Number2016190814
Prior Transfer DateOct 8, 2002
Prior Transfer Doc0000264648
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address656 VERDEMONT CIR, SIMI VALLEY, CA 93065-5533
Document Number0000158009
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 VERDEMONT CIR SIMI VALLEY CA 930655533, SIMI VALLEY, CA 93065-5533

Mortgage

Document Number0000158009
DateDec 18, 2019
Instrument158009
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address656 VERDEMONT CIR, SIMI VALLEY, CA 93065-5533
Document Number0000108578
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedSep 6, 2017
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address656 VERDEMONT CIR SIMI VALLEY CA 930655533, SIMI VALLEY, CA 93065-5533

Mortgage

Document Number0000108578
DateAug 22, 2017
Instrument108578
Lender
NameJSB INC
Address14730 BEACH BLVD # 106, LA MIRADA, CA 90638-4248
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 656 Verdemont Cir was $10,183, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalitySimi Valley City
Unified School DistrictSimi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$876,004 (+2%) Land $569,405 Building $306,599
2025$10,183.00 (+1.12%)$858,828 Land $558,240 Building $300,588
2024$10,070.00 (+6.29%)
2023$9,474.00 (+0.04%)$825,480 Land $536,563 Building $288,917
2022$9,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Verdemont Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Verdemont Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVENTURA WWD NO. 8 - SIMI VALLEY
serves 94,736 people · EPA ID CA5610023
Water SourcePurchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State InspectionJan 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Rocket Broadband
Fixed Wireless
450 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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