649 Verdemont Cir, Simi Valley, CA 93065 Property Records

Ventura County property record for 649 Verdemont Cir, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,407 sqft · built 1989
Lot Size	0.208 acres (9,039 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Sep 2018)
Tax Bill	$9,152 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`636-0-203-075`

Property Details

APN / Parcel Number

Primary APN	`636-0-203-075`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,407 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,039 sqft (0.208 acres)
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Patio Area	252 sqft

Location & Zoning

Street Address	649 VERDEMONT CIR
City	SIMI VALLEY
State	CA
Zip	93065-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-2.
Legal Description	TRACT: 278300 LOT: 124 REF: 086MR 001
Legal Subdivision	TRACT NO 2783
Legal Tract	278300
Legal Block	203
Legal Lot Number	124
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	2
Census Block	2001
Census Tract	7506

Owner

649 Verdemont Cir is owned and occupied by an individual who bought it in September 2018.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Sep 11, 2018	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Feb 27, 2003 · Amount on File
Deed Document Number	2018103746
Prior Transfer Date	Mar 3, 1994
Prior Transfer Doc	0000060815
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535

Mortgage

Document Number	0000053301
Date	Aug 9, 2023
Instrument	2023000053301

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000780
Date	Jan 4, 2017
Instrument	20170104-00000780

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006320
Date	Jan 22, 2018
Instrument	20180122-00006320

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063810
Date	Jun 10, 2019
Instrument	20190610-00063810

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535

Mortgage

Document Number	0000164789
Date	Oct 8, 2020
Instrument	20201008-00164789

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 11, 2018
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Document Number	0000103745
Instrument Date	Sep 4, 2018
Instrument	103745
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	649 VERDEMONT CIR SIMI VALLEY CA 930655535, SIMI VALLEY, CA 93065-5535

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 11, 2018
Property Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535
Document Number	0000103746
Map Reference	MB86 PG1
Instrument Date	Aug 21, 2018
Instrument	20180911-00103746
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 VERDEMONT CIR, SIMI VALLEY, CA 93065-5535

Mortgage

Document Number	0000103747
Date	Sep 11, 2018
Instrument	20180911-00103747

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 649 Verdemont Cir was $9,152, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,409 (+2%) Land $506,902 Building $272,507
2025	$9,152.00 (+1.13%)	$764,127 Land $496,963 Building $267,164
2024	$9,050.00 (+6.3%)
2023	$8,514.00 (+0.11%)	$734,456 Land $477,665 Building $256,791
2022	$8,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Verdemont Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Verdemont Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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