McNairy County property record for 243 Unity Church Rd, Ramer, TN 38367
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,424 sqft · built 1991 |
| Lot Size | 1.67 acres (73,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Nov 2007) |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Sep 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 055120 03802 |
| Primary APN | 055120 03802 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 73,181 sqft (1.67 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Canopy | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 243 UNITY CHURCH RD |
|---|---|
| City | RAMER |
| State | TN |
| Zip | 38367-5155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 930600 |
Source: McNairy County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 UNITY CHURCH RD, RAMER, TN 38367-5155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on Record |
| Deed Sale | Nov 16, 2007 · Amount on Record |
| Prior Sale | May 9, 2005 |
| Deed Document Number | 0000206485 |
| Deed Book / Page | 206 / 485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 243 UNITY CHURCH RD, RAMER, TN 38367-5155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 UNITY CHURCH RD, RAMER, TN 38367-5155 |
| Document Number | 21546 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 2/1546 |
| Instrument | 117425 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | SELMER, TN 38375 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 | $31,425 (-) Land $1,500 Building $29,925 | |
| 2023 | $31,425 Land $1,500 Building $29,925 | ||
| 2022 | $496.00 | $125,700 Land $6,000 Building $119,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570 |
|---|---|
| Water Source | Purchased groundwater from SELMER WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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