656 Thornton St, Liberty, MO 64068 Property Records

Clay County property record for 656 Thornton St, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 974 sqft · built 1953
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$151,904 (Jul 2026)
Tax Bill$1,498 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN15-117-00-09-011.00

Property Details

APN / Parcel Number

Primary APN15-117-00-09-011.00
Alternative APNs
  • 1511700090110001
  • 302899

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area974 sqft Living Area
Gross Area1,646 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions125 ft deep x 55 ft wide
Garage Area1 sqft
Parking Spaces1 Parking Space
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address656 THORNTON ST
CityLIBERTY
StateMO
Zip64068-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY HEIGHTS LT 11 BLK 2
Legal Range31W
Legal Township51N
Legal Section07
Legal SubdivisionLIBERTY HEIGHTS
Legal Block2
Legal Lot Number11
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1021
Census Tract21403

Owner

656 Thornton St is owned and occupied by an individual who bought it in July 2026.

Source: Clay County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address656 THORNTON ST, LIBERTY, MO 64068-2139
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 1, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2026 · Amount on File
Deed SaleJul 16, 2026 · Amount on File
Prior SaleJul 1, 2020
Deed Document Number202619507
Deed Book / Page10212 / 43
Prior Transfer DateDec 31, 2009
Prior Transfer Doc0000013626
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJul 16, 2026
Property Address656 THORNTON ST, LIBERTY, MO 64068-2139
Document Number0000019507
Book / Page10212 / 43
Instrument DateJul 15, 2026
Instrument202619507
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyALLIANCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 THORNTON ST, LIBERTY, MO 64068-2139

Mortgage

Document Number0000019545,
DateJul 16, 2026
Book Page10212/81
Instrument202619545
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJul 1, 2020
Property Address656 THORNTON ST, LIBERTY, MO 64068-2139
Document Number0000021859
Book / Page8721 / 101
Instrument DateJun 25, 2020
Instrument2020021859
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address656 THORNTON ST

Tax Assessment & Valuation

The 2025 property tax bill for 656 Thornton St was $1,498, up 5.1% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,498.00 (+5.12%)$20,860$109,789
2024$1,425.00 (-1.66%)
2023$1,449.00$18,530$97,526
2019$1,262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Thornton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 656 Thornton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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