Clay County property record for 643 Thornton St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 941 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-117-00-10-009.00 |
| Primary APN | 15-117-00-10-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 941 sqft Living Area |
| Gross Area | 1,613 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 55 ft wide |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 643 THORNTON ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY HEIGHTS LT 9 BLK 3 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 07 |
| Legal Subdivision | LIBERTY HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21403 |
643 Thornton St is owned and occupied by an individual who acquired it in September 2022.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 THORNTON ST, LIBERTY, MO 64068-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| Sep 22, 2022 | Warranty Deed, Transfer PLATINUM TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 |
| Deed Sale | Sep 22, 2022 |
| Prior Sale | Apr 1, 2002 · Amount on File |
| Deed Document Number | 202231111 |
| Deed Book / Page | 9451 / 88 |
| Transfer Doc | 0000066870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 643 THORNTON ST, LIBERTY, MO 64068-2138 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | ALPHA TITLE GUARANTY INC |
| Name | Verified Name |
|---|---|
| Address | 1741 HAAS DR, KANSAS CITY, KS 66106-2917 |
| Document Number | 0000031278 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 9452/85 |
| Instrument | 2022031278 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 22, 2022 |
| Property Address | 643 THORNTON ST, LIBERTY, MO 64068-2138 |
| Document Number | 0000031111 |
| Book / Page | 9451 / 88 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022031111 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | PLATINUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 THORNTON ST, LIBERTY, MO 64068-2138 |
The 2025 property tax bill for 643 Thornton St was $1,858.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,858.00 | $25,860 | $136,105 |
| 2023 | $1,395.00 | $17,840 | $93,894 |
| 2019 | $1,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Thornton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 643 Thornton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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