Monterey County property record for 656 Terry St, Monterey, CA 93940
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1974 |
| Lot Size | 0.045 acres (1,962 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $343,500 (Nov 1998) |
| Tax Bill | $6,216 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-168-027-000 |
| Primary APN | 001-168-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 1,962 sqft (0.045 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 001-168-027 |
|---|---|
| Street Address | 656 TERRY ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-1607 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TERRY TOWNHOUSES TRACT NO 889 LOT 5 1962 SQ FT |
| Legal Subdivision | TERRY TOWNHOUSES |
| Legal Tract | 889 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 12503 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 656 TERRY ST, MONTEREY, CA 93940-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 1998 · Amount on Record |
| Deed Sale | Nov 10, 1998 · Amount on Record |
| Deed Document Number | 199878071 |
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 0000047660 |
| Record Updated | Sep 20, 2026 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $549,151 (+2%) Land $164,690 Building $384,461 | |
| 2025 | $6,216.00 (+11.78%) Homeowner's exemption | $538,384 (+4.04%) Land $161,461 Building $376,923 |
| 2023 | $5,561.00 (+1.42%) Homeowner's exemption | $517,481 Land $155,193 Building $362,288 |
| 2022 | $5,483.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum, T-Mobile.
5G (outdoors only) and 4G LTE
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