630 Terry St, Monterey, CA 93940 Property Records

Monterey County property record for 630 Terry St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 1973
Lot Size	0.098 acres (4,250 sqft)
Owner	2 Trust Names on File
Last Sale	$1,696,000 (Sep 2026)
Tax Bill	$9,285 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-168-020-000`

Property Details

APN / Parcel Number

Primary APN	`001-168-020-000`
Alternative APN	`001-168-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,250 sqft (0.098 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-168-020
Street Address	630 TERRY ST
City	MONTEREY
State	CA
Zip	93940-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY SWLY 85 FT OF LOTS 25 & 27 BLK 25
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	25
Legal Lot Number	25,27
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1028
Census Tract	12503

Owner

630 Terry St is owner-occupied and held in a trust since September 2026.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	630 TERRY ST, MONTEREY, CA 93940-1607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Grant Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Nov 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 20, 2022	Grant Deed, Transfer · Commercial Mortgage WAMM CAPITAL FUND LLC
Aug 17, 2021	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Jul 25, 2025 · Amount on File
Deed Document Number	202632327
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000050386
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 22, 2026
Property Address	630 TERRY ST, MONTEREY, CA 93940-1607
Document Number	0000032327
Instrument Date	Sep 17, 2026
Instrument	202632327
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$188,425.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	630 TERRY ST, MONTEREY, CA 93940-1607

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 30, 2022
Property Address	630 TERRY ST, MONTEREY, CA 93940-1607
Document Number	0000050386
Map Reference	VOL 1 PG 4
Instrument Date	Nov 23, 2022
Instrument	2022050386
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	630 TERRY ST, MONTEREY, CA 93940-1607

Mortgage

Document Number	0000050387
Date	Nov 30, 2022
Instrument	2022050387

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 20, 2022
Property Address	630 TERRY ST, MONTEREY, CA 93940-1607
Document Number	0000045391
Map Reference	VOL 1 PG 4
Instrument Date	Oct 17, 2022
Instrument	2022045391
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2937 BIDDLEFORD DR, SAN RAMON, CA 94583-3149

Mortgage

Document Number	0000045392
Date	Oct 20, 2022
Instrument	2022045392

Lender

Name	WAMM CAPITAL FUND LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 17, 2021
Property Address	630 TERRY ST, MONTEREY, CA 93940-1607
Document Number	0000055691
Map Reference	VOL 1 PG 4
Instrument Date	Aug 12, 2021
Instrument	2021055691
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 TERRY ST, MONTEREY, CA 93940-1607

Mortgage

Document Number	0000055692
Date	Aug 17, 2021
Instrument	2021055692

Lender

Name	CENTRAL COAST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 630 Terry St was $9,285.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,590,000 (+98.17%) Land $900,000 Building $690,000
2025	$9,285.00 Homeowner's exemption	$802,357 Land $457,344 Building $345,013
2023	$16,316.00 (+61.96%)	$1,500,000 Land $850,000 Building $650,000
2022	$10,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 Terry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 630 Terry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures