656 Strawberry Hill Ct, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 656 Strawberry Hill Ct, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,230 sqft · built 1996
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$438,000 (Jul 2011)
Tax Bill$5,305 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN029-40-00-017.27

Property Details

APN / Parcel Number

Primary APN029-40-00-017.27

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,230 sqft Finished Area
Gross Area4,308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area40,946 sqft (0.94 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address656 STRAWBERRY HILL CT
CityCOVINGTON
StateKY
Zip41017-9647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESTWICKE SEC 5 LOT 27
Legal SubdivisionPRESTWICKE
Legal Phase5
Legal Lot Number27
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2006
Census Tract65502

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address656 STRAWBERRY HILL CT, COVINGTON, KY 41017-9647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage
GUARDIAN SAVINGS BANK
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Sep 4, 2019Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2011 · Amount on Record
Deed SaleJul 8, 2011 · Amount on Record
Prior SaleFeb 23, 2000 · Amount on Record
Deed Document Number201107 08 059 00156
Deed Book / Page2886 / 136
Prior Transfer DateFeb 4, 2005
Prior Transfer Doc0005900092
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address656 STRAWBERRY HILL CT, COVINGTON, KY 41017-9647
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900015
DateJun 18, 2021
Book Page232/460
Instrument21061805900015
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address656 STRAWBERRY HILL CT, COVINGTON, KY 41017-9647
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 STRAWBERRY HILL CT, COVINGTON, KY 41017-9647

Mortgage

Document Number0005900032
DateJul 12, 2021
Book Page240/602
Instrument21071205900032
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJun 10, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address656 STRAWBERRY HILL CT, COVINGTON, KY 41017-9647
Document Number0000000412
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address656 STRAWBERRY HILL CT COVINGTON KY 410179647, COVINGTON, KY 41017-9647

Mortgage

Document Number0000000412
DateSep 19, 2019
Book Page004332/000159
Instrument412
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 18, 2049
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address656 STRAWBERRY HILL CT, COVINGTON, KY 41017-9647
Document Number0000000121
Book / Page0I4035 / 000116
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address656 STRAWBERRY HILL CT COVINGTON KY 410179647, COVINGTON, KY 41017-9647

Mortgage

Document Number0000000121
DateNov 29, 2017
Book Page0I4035/000116
Instrument121
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,400 (-) Land $120,000 Building $415,400$535,400 (-) Land $120,000 Building $415,400
2025$5,305.00 (+3.31%)$535,400 (+11.12%) Land $120,000 Building $415,400$535,400 (+11.12%) Land $120,000 Building $415,400
2023$5,135.00$481,800 Land $120,000 Building $361,800$481,800 Land $120,000 Building $361,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims24 (1990–2013)
Claims Outside the SFHA16 of 24
Most Recent ClaimJul 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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