Kenton County property record for 649 Strawberry Hill Ct, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,842 sqft · built 1998 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jul 2025) |
| Tax Bill | $5,518 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-40-00-017.41 |
| Primary APN | 029-40-00-017.41 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,842 sqft Finished Area |
| Gross Area | 4,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 649 STRAWBERRY HILL CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESTWICKE SEC 5 LOT 41 |
| Legal Subdivision | PRESTWICKE |
| Legal Phase | 5 |
| Legal Lot Number | 41 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 65502 |
649 Strawberry Hill Ct is owned and occupied by two individuals who bought it in July 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 STRAWBERRY HILL CT, COVINGTON, KY 41017-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Jul 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Dec 31, 1998 · Amount on File |
| Deed Document Number | 2025181 |
| Deed Book / Page | 350 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 649 STRAWBERRY HILL CT, COVINGTON, KY 41017-9648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 649 STRAWBERRY HILL CT, COVINGTON, KY 41017-9648 |
| Document Number | 0000002850 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 733/676 |
| Instrument | 26059000002850 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 1, 2025 |
| Property Address | 649 STRAWBERRY HILL CT, COVINGTON, KY 41017-9648 |
| Document Number | 0005900181 |
| Book / Page | KC 350 / 242 |
| Map Reference | SL A-122 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 25070105900181 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2337 AMICI DR, COVINGTON, KY 41017-1510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 649 STRAWBERRY HILL CT, COVINGTON, KY 41017-9648 |
| Document Number | 0005900182 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 25070105900182 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 649 Strawberry Hill Ct was $5,518 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $775,000 (+27.89%) Land $120,000 Building $655,000 | $775,000 (+27.89%) Land $120,000 Building $655,000 | |
| 2025 | $5,518.00 Homeowner's exemption | $606,000 Land $120,000 Building $486,000 | $606,000 Land $120,000 Building $486,000 |
| 2023 | $4,430.00 Homeowner's exemption | $462,000 Land $120,000 Building $342,000 | $462,000 Land $120,000 Building $342,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Strawberry Hill Ct in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 24 (1990–2013) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Strawberry Hill Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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