San Bernardino County property record for 656 Spruce Ave, Upland, CA 91786 · Last verified July 2026
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 ba · 11,712 sqft · built 1964 |
| Lot Size | 0.46 acres (20,050 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Oct 2003) |
| Tax Bill | $18,594 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1007-192-01-0000 |
| Primary APN | 1007-192-01-0000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Units | 12 Units |
| Building Area | 11,712 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Concrete |
| Lot Area | 20,050 sqft (0.46 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 656 SPRUCE AVE |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91786-4477 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | TRACT 6916 LOTS 23 AND 24 |
| Legal Subdivision | TRACT NO. 6216 |
| Legal Tract | 6916 |
| Legal Block | 1 |
| Legal Lot Number | 23,24 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 823 |
Source: San Bernardino County records · APN 1007-192-01-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5040 GATEWAY RD, RANCHO CUCAMONGA, CA 91701-1403 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Apr 28, 2022 | Intrafamily Transfer, Transfer |
| Jun 01, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2003 · Amount on Record |
| Deed Sale | Oct 03, 2003 · Amount on Record |
| Deed Document Number | 2003750339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 656 SPRUCE AVE, UPLAND, CA 91786-4477 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO NCS |
| Name | Verified Name |
|---|---|
| Address | 9798 FOOTHILL BLVD B, B, RANCHO CUCAMONGA, CA 91730-3692 |
| Document Number | 0000549416 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 2021-0549416 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COPPELL, TX 75019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 28, 2022 |
| Property Address | 656 SPRUCE AVE, UPLAND, CA 91786-4477 |
| Document Number | 0000160141 |
| Map Reference | MB 88 PG 32&33 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022-0160141 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5040 GATEWAY RD, ALTA LOMA, CA 91701-1403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 656 SPRUCE AVE, UPLAND, CA 91786-4477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000225387 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 2017-0225387 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COPPELL, TX 75019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,740,278 (+2%) Land $609,097 Building $1,131,181 | |
| 2025 | $18,594.00 (+4.83%) | $1,706,155 (+4.04%) Land $597,154 Building $1,109,001 |
| 2023 | $17,738.00 (+2.18%) | $1,639,903 Land $573,966 Building $1,065,937 |
| 2022 | $17,359.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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