656 Santa Rita Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 656 Santa Rita Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,038 sqft · built 1982
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$758,500 (Nov 2005)
Tax Bill	$12,113 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`028-07-006`

Property Details

APN / Parcel Number

Primary APN	`028-07-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
1st Floor Area	1,174 sqft
2nd Floor Area	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	02807006
Street Address	656 SANTA RITA DR
City	MILPITAS
State	CA
Zip	95035-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6153 BOOK 434 PAGE 1 PAGE 2 LOT 6
Legal Subdivision	TRACT NO 6153
Legal Tract	6153
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	504414

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2005 · Amount on Record
Deed Sale	Nov 2, 2005 · Amount on Record
Prior Sale	Nov 6, 2003 · Amount on Record
Deed Document Number	200518656623
Last Transfer Date	Feb 3, 2015
Transfer Doc	0022850185
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652

Mortgage

Document Number	0025142840
Date	Oct 25, 2021
Instrument	25142840

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652

Mortgage

Document Number	0025046260
Date	Jul 28, 2021
Instrument	25046260

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024395280
Date	Feb 4, 2020
Instrument	24395280

Lender

Name	TJ FINANCIAL INC
Type	Funding / Finance Company
Address	MONROVIA, CA 91016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SANTA RITA DR, MILPITAS, CA 95035-3652

Mortgage

Document Number	0024589035
Date	Aug 26, 2020
Instrument	24589035

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,848 (+2%) Land $528,424 Building $528,424
2025	$12,113.00 (+3%) Homeowner's exemption	$1,036,126 (+4.04%) Land $518,063 Building $518,063
2023	$11,760.00 (+0.43%) Homeowner's exemption	$995,894 Land $497,947 Building $497,947
2022	$11,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	10 (1978–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Tekify Fiber & Wireless.

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