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640 Santa Rita Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 640 Santa Rita Dr, Milpitas, CA 95035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,771 sqft · built 1982
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on Record
Last Sale$720,000 (Aug 2008)
Tax Bill$10,952 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (moderate risk)
APN028-07-004

Property Details

APN / Parcel Number

Primary APN028-07-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,771 sqft Living Area
1st Floor Area1,771 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address640 SANTA RITA DR
CityMILPITAS
StateCA
Zip95035-3652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4
Legal SubdivisionTRACT NO 6153
Legal Tract6153
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1000
Census Tract504414

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address640 SANTA RITA DR, MILPITAS, CA 95035-3652
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jan 9, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2008 · Amount on Record
Deed SaleAug 20, 2008 · Amount on Record
Prior SaleDec 29, 1998 · Amount on Record
Deed Document Number200819959851
Last Transfer DateDec 21, 2017
Transfer Doc0023845077
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address640 SANTA RITA DR, MILPITAS, CA 95035-3652
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 SANTA RITA DR, MILPITAS, CA 95035-3652

Mortgage

Document Number0024757332
DateDec 21, 2020
Instrument24757332
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJan 9, 2018
Property Address640 SANTA RITA DR, MILPITAS, CA 95035-3652
Document Number0023845077
Instrument DateDec 21, 2017
Instrument23845077
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address640 SANTA RITA DR MILPITAS CA 950353652, MILPITAS, CA 95035-3652

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$945,710 (+2%) Land $472,855 Building $472,855
2025$10,952.00 (+3.09%)$927,168 (+4.04%) Land $463,584 Building $463,584
2023$10,624.00 (+0.41%)$891,168 Land $445,584 Building $445,584
2022$10,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims10 (1978–2014)
Claims Outside the SFHA4 of 10
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILPITAS
serves 81,915 people · EPA ID CA4310005
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Sail Internet
Fixed Wireless		1,000 / 200
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, Tekify Fiber & Wireless.

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