656 Oak Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 656 Oak Ln, Circle Pines, MN 55014

Property Summary

Property Type	Quadplex
Details	3 bd · 2 ba · 1,494 sqft · built 2000
Lot Size	0.046 acres (2,024 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Dec 2025)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-22-13-0146`

Property Details

APN / Parcel Number

Primary APN	`08-31-22-13-0146`
Alternative APN	`1484316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,024 sqft (0.046 acres)
Garage Area	220 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	656 OAK LN
City	CIRCLE PINES
State	MN
Zip	55014-5503
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LOT 32 BLK 2 CIC NO 75 HIGHLAND MEADOWS WEST, TOG/W COMMONELEMENT, SUBJ TO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	08
Legal Subdivision	CIC NO 75 HIGHLAND MEAD W
Legal Block	2
Legal Lot Number	32
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	3
Census Block	3008
Census Tract	50233

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 OAK LN, CIRCLE PINES, MN 55014-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Jan 12, 2023	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	20252455379
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Dec 12, 2025
Property Address	656 OAK LN, LINO LAKES, MN 55014-5503
Document Number	A2455379002
Instrument Date	Dec 1, 2025
Instrument	A2455379.002
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 OAK LN, LINO LAKES, MN 55014-5503

Mortgage

Document Number	A2455379003
Date	Dec 12, 2025
Instrument	A2455379.003

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	A2455379004
Date	Dec 12, 2025
Instrument	A2455379.004

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Jan 12, 2023
Property Address	656 OAK LN, LINO LAKES, MN 55014-5503
Document Number	A2383749001
Instrument Date	Jan 4, 2023
Instrument	A2383749.001
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 OAK LN, LINO LAKES, MN 55014-5503

Mortgage

Document Number	A2383749002
Date	Jan 12, 2023
Instrument	A2383749.002

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Forest Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00 (+6.12%)	$277,600 (+1.98%) Land $80,000 Building $197,600	$277,600 (+1.98%) Land $80,000 Building $197,600
2025	$2,743.00 (+9.72%) Homeowner's exemption	$272,200 (+1.38%) Land $73,400 Building $198,800	$272,200 (+1.38%) Land $73,400 Building $198,800
2024	$2,500.00	$268,500 Land $68,600 Building $199,900	$268,500 Land $68,600 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber · DSL	1,000 / 1,000

May also be available: T-Mobile.

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